G06Q 20/403
Solvency checks
Official title: {Solvency checks}
G06Q20/403 (Solvency checks) appears on 1,504 US grants and 1,997 published applications in this corpus.
Search patents in G06Q- Granted patents
- 1,504
- Published applications
- 1,997
- Assignees
- 681
- Inventors
- 3,609
- Latest grant
- 22 Sep 2026
Filings by year
| Year | Granted patents | Published applications |
|---|---|---|
| 1976 | 10 | 0 |
| 1977 | 7 | 0 |
| 1978 | 3 | 0 |
| 1979 | 0 | 0 |
| 1980 | 2 | 0 |
| 1981 | 3 | 0 |
| 1982 | 2 | 0 |
| 1983 | 3 | 0 |
| 1984 | 3 | 0 |
| 1985 | 4 | 0 |
| 1986 | 3 | 0 |
| 1987 | 7 | 0 |
| 1988 | 11 | 0 |
| 1989 | 9 | 0 |
| 1990 | 4 | 0 |
| 1991 | 4 | 0 |
| 1992 | 4 | 0 |
| 1993 | 10 | 0 |
| 1994 | 15 | 0 |
| 1995 | 10 | 0 |
| 1996 | 13 | 0 |
| 1997 | 18 | 0 |
| 1998 | 28 | 0 |
| 1999 | 38 | 0 |
| 2000 | 54 | 0 |
| 2001 | 21 | 21 |
| 2002 | 27 | 116 |
| 2003 | 24 | 114 |
| 2004 | 28 | 99 |
| 2005 | 31 | 84 |
| 2006 | 44 | 56 |
| 2007 | 39 | 81 |
| 2008 | 44 | 89 |
| 2009 | 51 | 98 |
| 2010 | 64 | 65 |
| 2011 | 71 | 63 |
| 2012 | 62 | 58 |
| 2013 | 55 | 53 |
| 2014 | 68 | 76 |
| 2015 | 28 | 55 |
| 2016 | 19 | 28 |
| 2017 | 34 | 49 |
| 2018 | 28 | 54 |
| 2019 | 29 | 59 |
| 2020 | 58 | 126 |
| 2021 | 71 | 129 |
| 2022 | 73 | 120 |
| 2023 | 93 | 99 |
| 2024 | 86 | 101 |
| 2025 | 60 | 66 |
| 2026 | 31 | 38 |
By publication year. Applications have been published since 2001. 2026 runs to 8 Oct.
Subgroups
Granted patents
Recent patents
- Systems and methods for payment authorization utilizing a universal token22 Sep 2026US 12,743,701 B2VeriFone, Inc.
- Systems and method for expediting math-based currency transactions1 Sep 2026US 12,725,135 B2Wells Fargo Bank, N. A.
- Fault tolerant token based transaction systems25 Aug 2026US 12,718,226 B2Paypal, Inc.
- Post-purchase credit offer and tender switch11 Aug 2026US 12,705,597 B2Synchrony Bank
- Application integration for web payments4 Aug 2026US 12,699,983 B2Block, Inc.
- Automation Process and Risk Assessment17 Sep 2026US 2026/0278612 A1
- Management of merchant stored balance with payment processing service3 Sep 2026US 2026/0260244 A1Block, Inc.
- Data Transfer Approval Prior to a Secure Data Transfer20 Aug 2026US 2026/0244772 A1Apple Inc.
- Inter-bank cross-border clearing and settlement system20 Aug 2026US 2026/0245054 A1Bison Business Development Limited
- Linking gaming establishment fund management account with financial account associated with payment instrument20 Aug 2026US 2026/0245060 A1Igt
Most cited
By later US patents
- Method and apparatus for a cryptographically assisted commercial network system designed to facilitate buyer-driven conditional purchase offers2,225US 5,794,207 AWalker Asset Management Limited Partnership · 1998
- Children's credit or debit card system1,251US 5,953,710 A1999
- System and method for real time loan approval1,151US 5,870,721 AAffinity Technology Group, Inc. · 1999
- System and method for a risk-based purchase of goods1,004US 5,732,400 ACitibank, N. A. · 1998
- Risk determination and management using predictive modeling and transaction profiles for individual transacting entities944US 6,330,546 B1HNC Software, Inc. · 2001