Application integration for web payments

A system comprising:

• one or more processors;
• and
• one or more non-transitory computer-readable media storing instructions executable by the one or more processors, wherein the instructions cause the one or more processors to perform acts comprising:
• receiving, by one or more servers of a payment processing platform and from a user device of a customer, data associated with a capture by the user device of a transaction identifier relevant to the customer and a merchant;
• determining, by the one or more servers of the payment processing platform, that the transaction identifier is associated with a plurality of peer-to-peer (P2P) payment platforms;
• accessing, by the one or more servers of the payment processing platform, information associated with one or more of the customer, the merchant, or a transaction between the customer and the merchant;
• identifying, by the one or more servers of the payment processing platform, one or more P2P payment platforms of the plurality of P2P payment platforms as candidate P2P payment platforms, wherein identifying an individual P2P payment platform as a candidate P2P payment platform comprises determining, based at least in part on the information associated with the at least one of the customer, the merchant, or the transaction, that the transaction meets at least one contextual criterion for processing specified by the individual P2P payment platform;
• causing presentation, by the one or more servers of the payment processing platform and on a display of the user device, of an indication of the candidate P2P payment platforms and a prompt for a selection of one of the candidate P2P payment platforms;
• and
• responsive to an indication of the selection of a selected P2P payment platform, sending, by the one or more servers of the payment processing platform and to one or more servers associated with the selected P2P payment platform, an authorization request to authorize payment for the transaction.

One or more non-transitory computer-readable media storing instructions executable by one or more processors that, when executed by the one or more processors, cause the one or more processors to perform acts comprising:

• receiving, by one or more servers of a payment processing platform and from a user device of a customer, data associated with a capture by the user device of a transaction identifier relevant to the customer and a merchant;
• determining, by the one or more servers of the payment processing platform, that the transaction identifier is associated with a plurality of peer-to-peer (P2P) payment platforms;
• accessing, by the one or more servers of the payment processing platform, information associated with one or more of the customer, the merchant, or a transaction between the customer and the merchant;
• identifying, by the one or more servers of the payment processing platform, one or more P2P payment platforms of the plurality of P2P payment platforms as candidate P2P payment platforms, wherein identifying an individual P2P payment platform as a candidate P2P payment platform comprises determining, based at least in part on the information associated with the at least one of the customer, the merchant, or the transaction, that the transaction meets at least one contextual criterion for processing specified by the individual P2P payment platform;
• causing presentation, by the one or more servers of the payment processing platform and on a display of the user device, of an indication of the candidate P2P payment platforms and a prompt for a selection of one of the candidate P2P payment platforms;
• and
• responsive to an indication of the selection of a selected P2P payment platform, sending, by the one or more servers of the payment processing platform and to one or more servers associated with the selected P2P payment platform, an authorization request to authorize payment for the transaction.