G06Q 20/38
Payment protocols
Official title: Payment protocols; Details thereof
G06Q20/38 (Payment protocols) appears on 33,808 US grants and 49,879 published applications in this corpus.
Search patents in G06Q- Granted patents
- 33,808
- Published applications
- 49,879
- Assignees
- 8,803
- Inventors
- 59,525
- Latest grant
- 6 Oct 2026
Filings by year
| Year | Granted patents | Published applications |
|---|---|---|
| 1976 | 17 | 0 |
| 1977 | 12 | 0 |
| 1978 | 4 | 0 |
| 1979 | 1 | 0 |
| 1980 | 14 | 0 |
| 1981 | 16 | 0 |
| 1982 | 12 | 0 |
| 1983 | 9 | 0 |
| 1984 | 14 | 0 |
| 1985 | 18 | 0 |
| 1986 | 20 | 0 |
| 1987 | 20 | 0 |
| 1988 | 41 | 0 |
| 1989 | 51 | 0 |
| 1990 | 46 | 0 |
| 1991 | 44 | 0 |
| 1992 | 38 | 0 |
| 1993 | 54 | 0 |
| 1994 | 60 | 0 |
| 1995 | 71 | 0 |
| 1996 | 88 | 0 |
| 1997 | 97 | 0 |
| 1998 | 189 | 0 |
| 1999 | 229 | 0 |
| 2000 | 278 | 0 |
| 2001 | 237 | 223 |
| 2002 | 229 | 904 |
| 2003 | 219 | 943 |
| 2004 | 263 | 805 |
| 2005 | 335 | 967 |
| 2006 | 549 | 903 |
| 2007 | 492 | 1032 |
| 2008 | 576 | 1212 |
| 2009 | 647 | 1212 |
| 2010 | 987 | 1196 |
| 2011 | 995 | 1168 |
| 2012 | 1013 | 1398 |
| 2013 | 1115 | 1536 |
| 2014 | 1167 | 2012 |
| 2015 | 817 | 2042 |
| 2016 | 850 | 2262 |
| 2017 | 1101 | 2225 |
| 2018 | 1243 | 2191 |
| 2019 | 1704 | 2872 |
| 2020 | 2196 | 3733 |
| 2021 | 2635 | 3920 |
| 2022 | 2940 | 3474 |
| 2023 | 2950 | 3548 |
| 2024 | 3011 | 3421 |
| 2025 | 2455 | 2728 |
| 2026 | 1639 | 1952 |
By publication year. Applications have been published since 2001. 2026 runs to 8 Oct.
Subgroups
Granted patents
- G06Q 20/40Authorisation25,063
- G06Q 20/382Insuring higher security of transaction11,603
- G06Q 20/389Keeping log of transactions for guaranteeing non-repudiation of a transaction2,945
- G06Q 20/385Using an alias or single-use codes2,822
- G06Q 20/42Confirmation1,973
- G06Q 20/387Payment using discounts or coupons1,552
- G06Q 20/384Using social networks1,061
- G06Q 20/381Currency conversion917
Recent patents
- Systems and methods for region-specific sub-tokenization in cryptographic transaction processing6 Oct 2026US 12,754,690 B2Vannadium, Inc.
- Generating smart contracts for electronic notarization using synthetically generated invisible fingerprint metadata6 Oct 2026US 12,755,257 B2Bank of America Corporation
- Mobile check deposit6 Oct 2026US 12,755,258 B2U.S. Bank National Association
- Decentralized network with near instantaneous terminal transfers6 Oct 2026US 12,755,260 B2NCR Atleos Corporation
- Universal payment channel6 Oct 2026US 12,755,261 B2Visa International Service Association
- Apparatus, Systems, and Methods for Self-Executing Enhanced Interaction with a Node-based Logistics Receptacle8 Oct 2026US 2026/0311111 A1Federal Express Corporation
- Enhanced Apparatus, Systems, and Methods for Receiving and Temporarily Maintaining a Delivery Item and Responsively Initiating a Dispatched Logistics Operation for a Storage Receptacle8 Oct 2026US 2026/0311112 A1Federal Express Corporation
- Partially-mined gold deposit tokenization and token transformation management8 Oct 2026US 2026/0311149 A1NatGold Digital Ltd.
- Single-Tap Vending System with Integrated Payment and Dispensing Operations8 Oct 2026US 2026/0311154 A1
- System and Method for Identity-Linked Social Communication Initiation Using Activation Assets8 Oct 2026US 2026/0311161 A1Taptext LLC
Most cited
By later US patents
- Systems and methods for secure transaction management and electronic rights protection3,563US 5,892,900 AIntertrust Technologies Corporation · 1999
- System for generation of user profiles for a system for customized electronic identification of desirable objects2,365US 5,754,939 A1998
- Method and apparatus for a cryptographically assisted commercial network system designed to facilitate buyer-driven conditional purchase offers2,225US 5,794,207 AWalker Asset Management Limited Partnership · 1998
- Interactive market management system2,081US 4,799,156 AStrategic Processing Corporation · 1989
- Electronic content delivery system1,734US 6,226,618 B1International Business Machines Corporation · 2001