G06Q 20/023
The neutral party being a clearing house
Official title: {the neutral party being a clearing house}
G06Q20/023 (The neutral party being a clearing house) appears on 735 US grants and 1,113 published applications in this corpus.
Search patents in G06Q- Granted patents
- 735
- Published applications
- 1,113
- Assignees
- 363
- Inventors
- 1,879
- Latest grant
- 29 Sep 2026
Filings by year
| Year | Granted patents | Published applications |
|---|---|---|
| 1985 | 1 | 0 |
| 1986 | 0 | 0 |
| 1987 | 2 | 0 |
| 1988 | 1 | 0 |
| 1989 | 1 | 0 |
| 1990 | 1 | 0 |
| 1991 | 0 | 0 |
| 1992 | 0 | 0 |
| 1993 | 1 | 0 |
| 1994 | 1 | 0 |
| 1995 | 1 | 0 |
| 1996 | 3 | 0 |
| 1997 | 6 | 0 |
| 1998 | 6 | 0 |
| 1999 | 13 | 0 |
| 2000 | 9 | 0 |
| 2001 | 13 | 11 |
| 2002 | 13 | 50 |
| 2003 | 6 | 30 |
| 2004 | 4 | 26 |
| 2005 | 10 | 24 |
| 2006 | 16 | 28 |
| 2007 | 11 | 36 |
| 2008 | 22 | 36 |
| 2009 | 18 | 30 |
| 2010 | 25 | 27 |
| 2011 | 35 | 39 |
| 2012 | 34 | 35 |
| 2013 | 41 | 41 |
| 2014 | 33 | 68 |
| 2015 | 12 | 59 |
| 2016 | 13 | 38 |
| 2017 | 21 | 44 |
| 2018 | 27 | 35 |
| 2019 | 29 | 42 |
| 2020 | 36 | 76 |
| 2021 | 43 | 60 |
| 2022 | 45 | 80 |
| 2023 | 49 | 61 |
| 2024 | 70 | 53 |
| 2025 | 36 | 48 |
| 2026 | 27 | 36 |
By publication year. Applications have been published since 2001. 2026 runs to 8 Oct.
Recent patents
- Systems and methods for providing ACH transaction notification and facilitating ACH transaction disputes29 Sep 2026US 12,749,052 B2
- Techniques for securely communicating sensitive data1 Sep 2026US 12,725,148 B2Visa International Service Association
- Interbank account verification and funds transfer system and method1 Sep 2026US 12,725,202 B2Wells Fargo Bank, N. A.
- Electronic payment system25 Aug 2026US 12,718,296 B2Buffalo Springs Investments, LLLP
- Modular settlement distribution architecture and methods18 Aug 2026US 12,711,486 B2State Farm Mutual Automobile Insurance Company
- Systems and methods for multipartite relay protocols17 Sep 2026US 2026/0278565 A1Capital One Services, LLC
- Systems and methods for executing real-time electronic transactions by a dynamically determined transfer execution date27 Aug 2026US 2026/0253049 A1Worldpay, LLC
- Inter-bank cross-border clearing and settlement system20 Aug 2026US 2026/0245054 A1Bison Business Development Limited
- Sharing compliance data in an electronic financial transaction with security and auditability20 Aug 2026US 2026/0245096 A1Klearium Inc.
- Bei banking kernel and beifr2 multi-ledger financial operating system6 Aug 2026US 2026/0228818 A1
Most cited
By later US patents
- Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions1,428US 5,590,038 A1996
- Systems and methods for secure transaction management and electronic rights protection1,270US 5,982,891 AIntertrust Technologies Corporation · 1999
- Digital active advertising1,262US 5,724,424 AOpen Market, Inc. · 1998
- Systems and methods for secure transaction management and electronic rights protection1,156US 5,910,987 AIntertrust Technologies Corporation · 1999
- Electronic bill pay system1,039US 5,465,206 AVisa International · 1995