Systems and methods for multipartite relay protocols

A computer-implemented method comprising:

• receiving, by one or more processors of a multipartite relay system, a multipartite relay request comprising relay data, the relay data comprising a single relay amount and an allocation policy, wherein the allocation policy identifies a first recipient and a second recipient and comprises one or more category identifiers;
• requesting, by the one or more processors, a relay of the single relay amount;
• receiving, by the one or more processors, the single relay amount;
• splitting, by the one or more processors, the single relay amount into a first apportioned amount and a second apportioned amount according to the allocation policy;
• transmitting, by the one or more processors, the first apportioned amount to a first recipient system associated with the first recipient and the second apportioned amount to a second recipient system associated with the second recipient;
• determining, by the one or more processors, a category identifier of a deduction against the first apportioned amount or the second apportioned amount;
• and
• transmitting, by the one or more processors, a notification to a user device based on the category identifier of the deduction.

A computer-implemented method comprising:

• receiving, by one or more processors of a multipartite relay system, a multipartite relay request comprising relay data, the relay data comprising a single relay amount and an allocation policy, wherein the allocation policy identifies a first recipient and a second recipient and comprises one or more category identifiers;
• requesting, by the one or more processors, a relay of the single relay amount;
• receiving, by the one or more processors, the single relay amount;
• splitting, by the one or more processors, the single relay amount into a first apportioned amount and a second apportioned amount according to the allocation policy;
• transmitting, by the one or more processors, the first apportioned amount to a first recipient system associated with the first recipient and the second apportioned amount to a second recipient system associated with the second recipient;
• determining, by the one or more processors, a category identifier of a deduction against the first apportioned amount or the second apportioned amount;
• correlating, by the one or more processors, the category identifier of the deduction with each of the one or more category identifiers of the allocation policy;
• and
• updating, by the one or more processors, the allocation policy based on the correlating to adjust the first recipient, the second recipient, or the one or more category identifiers.

A multipartite relay system comprising:

• a memory storing instructions;
• and
• a processor operatively connected to the memory and configured to execute the instructions to perform operations comprising:
• receiving a multipartite relay request comprising relay data, the relay data comprising a single relay amount and an allocation policy, wherein the allocation policy identifies a first recipient and a second recipient and comprises one or more category identifiers;
• requesting a relay of the single relay amount;
• receiving the single relay amount;
• splitting the single relay amount into a first apportioned amount and a second apportioned amount according to the allocation policy;
• transmitting the first apportioned amount to a first recipient system associated with the first recipient and the second apportioned amount to a second recipient system associated with the second recipient;
• determining a category identifier of a deduction against the first apportioned amount or the second apportioned amount;
• flagging the deduction based upon the category identifier of the deduction not matching any of the one or more category identifiers of the allocation policy;
• and
• modifying one or more data entries in a database based on the flagged deduction, the database being configured for exchanging data to other systems.