G06Q 40/02
Banking
Official title: Banking, e.g. interest calculation or account maintenance (credit or loans G06Q40/03)
G06Q40/02 (Banking) appears on 9,000 US grants and 13,734 published applications in this corpus.
Search patents in G06Q- Granted patents
- 9,000
- Published applications
- 13,734
- Assignees
- 3,227
- Inventors
- 23,745
- Latest grant
- 6 Oct 2026
Filings by year
| Year | Granted patents | Published applications |
|---|---|---|
| 1976 | 9 | 0 |
| 1977 | 10 | 0 |
| 1978 | 6 | 0 |
| 1979 | 3 | 0 |
| 1980 | 10 | 0 |
| 1981 | 5 | 0 |
| 1982 | 3 | 0 |
| 1983 | 5 | 0 |
| 1984 | 4 | 0 |
| 1985 | 9 | 0 |
| 1986 | 7 | 0 |
| 1987 | 10 | 0 |
| 1988 | 18 | 0 |
| 1989 | 12 | 0 |
| 1990 | 16 | 0 |
| 1991 | 19 | 0 |
| 1992 | 23 | 0 |
| 1993 | 51 | 0 |
| 1994 | 33 | 0 |
| 1995 | 22 | 0 |
| 1996 | 28 | 0 |
| 1997 | 53 | 0 |
| 1998 | 54 | 0 |
| 1999 | 90 | 0 |
| 2000 | 81 | 0 |
| 2001 | 61 | 136 |
| 2002 | 69 | 522 |
| 2003 | 61 | 566 |
| 2004 | 61 | 516 |
| 2005 | 68 | 508 |
| 2006 | 157 | 463 |
| 2007 | 133 | 664 |
| 2008 | 229 | 670 |
| 2009 | 293 | 632 |
| 2010 | 588 | 678 |
| 2011 | 565 | 627 |
| 2012 | 625 | 688 |
| 2013 | 757 | 708 |
| 2014 | 577 | 640 |
| 2015 | 200 | 438 |
| 2016 | 160 | 325 |
| 2017 | 244 | 305 |
| 2018 | 246 | 341 |
| 2019 | 326 | 392 |
| 2020 | 360 | 568 |
| 2021 | 436 | 754 |
| 2022 | 451 | 599 |
| 2023 | 549 | 614 |
| 2024 | 540 | 615 |
| 2025 | 411 | 484 |
| 2026 | 252 | 281 |
By publication year. Applications have been published since 2001. 2026 runs to 8 Oct.
Subgroups
Granted patents
- G06Q 40/022Management of bank accounts26
- G06Q 40/024Anti-fraud, anti-money laundering or know-your-customer21
- G06Q 40/028Processing paper cheques9
- G06Q 40/026Banking interfaces8
- G06Q 40/023Specially adapted for online banking4
- G06Q 40/029Banking at kiosks, computers, point of sale [pos] terminals or automated teller1
Recent patents
- Access control interface for managing entities and permissions6 Oct 2026US 12,754,655 B2Wells Fargo Bank, N. A.
- Mobile check deposit6 Oct 2026US 12,755,258 B2U.S. Bank National Association
- Systems and methods for validating interactions6 Oct 2026US 12,755,267 B2Capital One Services, LLC
- Performing a custom action during call screening based on a purpose of a voice call6 Oct 2026US 12,756,779 B2Capital One Services, LLC
- Systems and methods for providing ACH transaction notification and facilitating ACH transaction disputes29 Sep 2026US 12,749,052 B2
- Access control tower8 Oct 2026US 2026/0310332 A1Wells Fargo Bank, N. A.
- Access control interface for managing entities and permissions8 Oct 2026US 2026/0310333 A1Wells Fargo Bank, N. A.
- Control tower for prospective transactions8 Oct 2026US 2026/0311153 A1Wells Fargo Bank, N. A.
- System and method leveraging generative artificial intelligence to prevent future digital transactions using digital avatars of expired entities8 Oct 2026US 2026/0311280 A1Bank of America Corporation
- Generating gradient boosting machine model reason codes1 Oct 2026US 2026/0300761 A1Capital One Financial Corporation
Most cited
By later US patents
- Method and system for remote delivery of retail banking services1,959US 5,220,501 AOnline Resources, Ltd. · 1993
- Systems and methods for secure transaction management and electronic rights protection1,270US 5,982,891 AIntertrust Technologies Corporation · 1999
- Children's credit or debit card system1,251US 5,953,710 A1999
- Systems and methods for secure transaction management and electronic rights protection1,156US 5,910,987 AIntertrust Technologies Corporation · 1999
- System and method for real time loan approval1,151US 5,870,721 AAffinity Technology Group, Inc. · 1999