G06Q 20/042
Characterized in that the payment protocol involves at least one cheque
Official title: {characterized in that the payment protocol involves at least one cheque}
G06Q20/042 (Characterized in that the payment protocol involves at least one cheque) appears on 2,047 US grants and 2,021 published applications in this corpus.
Search patents in G06Q- Granted patents
- 2,047
- Published applications
- 2,021
- Assignees
- 571
- Inventors
- 3,215
- Latest grant
- 6 Oct 2026
Filings by year
| Year | Granted patents | Published applications |
|---|---|---|
| 1976 | 1 | 0 |
| 1977 | 3 | 0 |
| 1978 | 2 | 0 |
| 1979 | 0 | 0 |
| 1980 | 1 | 0 |
| 1981 | 2 | 0 |
| 1982 | 2 | 0 |
| 1983 | 2 | 0 |
| 1984 | 0 | 0 |
| 1985 | 2 | 0 |
| 1986 | 3 | 0 |
| 1987 | 3 | 0 |
| 1988 | 4 | 0 |
| 1989 | 4 | 0 |
| 1990 | 6 | 0 |
| 1991 | 5 | 0 |
| 1992 | 5 | 0 |
| 1993 | 14 | 0 |
| 1994 | 13 | 0 |
| 1995 | 17 | 0 |
| 1996 | 9 | 0 |
| 1997 | 17 | 0 |
| 1998 | 22 | 0 |
| 1999 | 29 | 0 |
| 2000 | 28 | 0 |
| 2001 | 33 | 18 |
| 2002 | 25 | 92 |
| 2003 | 35 | 97 |
| 2004 | 32 | 88 |
| 2005 | 34 | 130 |
| 2006 | 65 | 117 |
| 2007 | 70 | 118 |
| 2008 | 80 | 110 |
| 2009 | 95 | 102 |
| 2010 | 151 | 88 |
| 2011 | 148 | 75 |
| 2012 | 117 | 84 |
| 2013 | 130 | 79 |
| 2014 | 91 | 98 |
| 2015 | 58 | 83 |
| 2016 | 46 | 57 |
| 2017 | 52 | 49 |
| 2018 | 40 | 62 |
| 2019 | 66 | 44 |
| 2020 | 87 | 56 |
| 2021 | 64 | 72 |
| 2022 | 74 | 43 |
| 2023 | 72 | 60 |
| 2024 | 83 | 75 |
| 2025 | 59 | 68 |
| 2026 | 46 | 56 |
By publication year. Applications have been published since 2001. 2026 runs to 8 Oct.
Subgroups
Granted patents
Recent patents
- Mobile check deposit6 Oct 2026US 12,755,258 B2U.S. Bank National Association
- Systems and methods for validating interactions6 Oct 2026US 12,755,267 B2Capital One Services, LLC
- Mobile check deposit29 Sep 2026US 12,749,053 B2U.S. Bank National Association
- Computer systems and methods for generation of check processing test data22 Sep 2026US 12,743,693 B2Capital One Financial Corporation
- Multi-capture for remote deposit via video8 Sep 2026US 12,731,112 B2Wells Fargo Bank, N. A.
- Multi-capture for remote deposit via scanner8 Oct 2026US 2026/0311147 A1Wells Fargo Bank, N. A.
- Multi-capture for remote deposit via video1 Oct 2026US 2026/0300943 A1Wells Fargo Bank, N. A.
- Systems and methods for resource authentication and verification1 Oct 2026US 2026/0300981 A1Bank of America Corporation
- Image analysis systems incorporating optical character recognition for alphanumeric detection from scanned documents24 Sep 2026US 2026/0289567 A1Truist Bank
- Utilizing a vision-language model for mobile deposit decisioning24 Sep 2026US 2026/0289658 A1Chime Financial, Inc.
Most cited
By later US patents
- Electronic funds transfer instruments1,431US 5,677,955 ABell Communications Research, Inc. · 1997
- System and method for electronically providing customer services including payment of bills, financial analysis and loans955US 5,383,113 ACheckFree Corporation · 1995
- Electronic bill pay system934US 5,920,847 AVisa International Service Association · 1999
- Financial data processing system932US 4,321,672 A1982
- Targeting advertising in a home retail banking delivery service711US 5,870,724 AOnline Resources & Communications Corp. · 1999