Transaction machine with multiple transaction access points
AssigneeBank of America Corporation
InventorsJames David Freedman, Matthew Bryant
Life of this patent
Estimating the term…
Abstract
Aspects of the present disclosure are directed towards a transaction machine. The transaction machine may include a first transaction access point configured to provide a first set of transaction options and a second transaction access point configured to provide a second set of transaction options. An item cartridge may be shared between the first transaction access point and the second transaction access point. During a transaction, a routing mechanism may route an item from the item cartridge to an item dispenser of the first transaction access point or to an item dispenser of the second transaction access point.
Claims20
An automated teller machine (ATM) comprising:
- a housing having a first side that faces a first direction and a second side that faces a second direction different than the first direction;
- a first ATM transaction access point positioned at the first side of the housing and configured to provide a first set of ATM transaction options;
- a second ATM transaction access point positioned at the second side of the housing and configured to provide a second set of ATM transaction options wherein the second set of ATM transaction options are a subset of the first set of ATM transaction options and includes only a withdrawal transaction option and a fast cash transaction option;
- a bill cartridge configured to store bills of a denomination and provide the bills to the first ATM transaction access point and the second ATM transaction access point;
- a routing mechanism configured to route at least one bill from the bill cartridge to one of a first bill dispenser of the first ATM transaction access point and a second bill dispenser of the second ATM transaction access point during a transaction;
- and
- a controller configured to control operation of the routing mechanism during the transaction.
A transaction machine comprising:
- a first transaction access point that includes an item acceptor and is configured to provide a first set of transaction options that includes a deposit transaction option;
- a second transaction access point that lacks an item acceptor and is configured to provide a second set of transaction options wherein the second set of transaction options is a subset of the first set of transaction options and includes only a withdrawal transaction option and a fast cash transaction option;
- an item cartridge shared between the first transaction access point and the second transaction access point, the item cartridge storing items and providing items to a first item dispenser and a second item dispenser;
- and
- a routing mechanism configured to route an item from the item cartridge to one of the first item dispenser of the first transaction access point and the second item dispenser of the second transaction access point during a transaction.
A method of providing transaction options at a transaction machine comprising:
- displaying, during a first transaction, a first set of transaction options at a first transaction access point of the transaction machine wherein the first transaction access point includes an item acceptor and the first set of transaction options includes a deposit transaction option;
- displaying, during a second transaction, a second set of transaction options at a second transaction access point of the transaction machine wherein the second transaction access point lacks an item acceptor and the second set of transaction options is a subset of the first set of transaction option and includes only a withdrawal transaction option and a fast cash transaction option;
- retrieving an item from an item cartridge of the transaction machine, the item cartridge storing items and providing items to a first item dispenser of the first transaction access point and a second item dispenser of the second transaction access point;
- determining whether the item is associated with the first transaction or the second transaction;
- and
- routing the item, using a routing mechanism of the transaction machine, to one of the first item dispenser of the first transaction access point and the second item dispenser of the second transaction access point based on the determination.
Dependencies are inferred from the claim text.