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US 9,519,903 B2Granted
Method and apparatus for proactive notifications based on the location of a user
Assignee24/7 Customer, Inc.
InventorsPallipuram V. Kannan, A. Kranthi Mitra, Santhosh Kumar Arjunan
Life of this patent
Estimating the term…
Abstract
The location of a user is obtained and, based on the location of the user and services available to, or requested by the user, a notification handler sends appropriate notifications to the user.
Claims31
A computer implemented method for effecting an autonomous, location-based action vis a vis an individual, comprising:
- detecting, by a computing system, an individual's location with a device associated with said individual and without any interaction on the part of said individual with said device at a time of performing said detecting;
- and
- when said individual's location is determined to be coincident with or proximate to a location for which an action is to be triggered upon detection of said individual being coincident with or proximate to said location, causing the computing system to automatically take at least one action and one further action relative to said individual via said device;
- wherein said action comprises automatically modifying said device settings in a manner predetermined by said individual when the location of said individual is determined to be outside of an operation range of said individual's home network;
- wherein said further action comprises any of:
- retrieving a credit limit of the said individual that is set by the individual for the location;
- determining that the credit limit is exceeded at a transaction location, and the location of said device is coincident with said transaction location;
- sending a notification requesting approval for an increase in said credit limit to the device;
- receiving a response to the notification from the device, the response including an approval or a rejection for the increase in said credit limit;
- and
- adjusting, based on the response, any of said individual's credit and device settings as required by local law or practice upon detecting travel by said individual to a different region or country.
8 more elements
An apparatus for effecting an autonomous, location-based action vis a vis an individual, comprising:
- a processor configured for detecting an individual's location with a device associated with said individual and without any interaction on the part of said individual with said device at a time of performing said detecting;
- said processor configured for determining said individual's location to be coincident with or proximate to a location for which an action is to be triggered upon detection of said individual being coincident with or proximate to said location;
- and
- said processor configured for automatically taking at least one action and one further action relative to said individual via said device;
- wherein said action comprises automatically modifying said device settings in a manner predetermined by said individual when the location of said individual is determined to be outside of an operating range of said individual's home network;
- wherein said further action comprises any of:
- retrieving a credit limit of the said individual that is set by the individual for the location;
- determining that the credit limit is exceeded at a transaction location, and the location of said device is coincident with said transaction location;
- sending a notification requesting approval for an increase in said credit limit to the device;
- receiving a response to the notification from the device, the response including an approval or a rejection for the increase in said credit limit;
- and
- adjusting, based on the response, any of said individual's credit and device settings as required by local law or practice upon detecting travel by said individual to a different region or country.
9 more elements
An apparatus for effecting an autonomous, location-based action vis a vis an individual, comprising:
- a processor configured for detecting an individual's location with a device associated with said individual and without any interaction on the part of said individual with said device at a time of performing said detecting;
- said processor configured for determining said individual's location to be coincident with or proximate to a location for which an action is to be triggered upon detection of said individual being coincident with or proximate to said location;
- said processor configured for automatically taking at least one action and one further action relative to said individual via said device;
- wherein said action comprises automatically modifying said device settings in a manner predetermined by said individual when the location of said individual is determined to be outside of an operating range of said individual's home network;
- wherein said further action comprises any of:
- retrieving a credit limit of the said individual that is set by the individual for the location;
- determining that the credit limit is exceeded at a transaction location, and the location of said device is coincident with said transaction location;
- sending a notification requesting approval for an increase in said credit limit to the device;
- receiving a response to the notification from the device, the response including an approval or a rejection for the increase in said credit limit;
- and
- adjusting any of said individual's credit and device settings as required by local law or practice upon detecting travel by said individual to a different region or country.
8 more elements
Dependencies are inferred from the claim text.