Authenticating access to confidential information by unregistered requestor

A method for providing, to a requestor, emergency access to confidential information of an individual without access consent from the individual, the requestor not previously registered to access the confidential information, the requestor being other than the individual, comprising:

• receiving, at a first computer, a request for the confidential information from the requestor, and an indication of a type of confidential information desired by the requestor;
• determining, by the first computer, that the requestor is unregistered;
• obtaining, by the first computer, information about the requestor from second and third computers;
• the first, second and third computers being operated by respectively different and independent entities;
• determining, by the first computer, an authentication score for the requestor based on the information obtained from the second and third computers by (i) assigning a first score to the information obtained from the second computer, (ii) assigning a second score to the information obtained from the third computer, (iii) multiplying the first score by a first weighting number to obtain a first weighted score, (iv) multiplying the second score by a second weighting number to obtain a second weighted score, and (v) adding the first and second weighted scores to generate the authentication score;
• checking, by the first computer, whether the type of confidential information requires an approval from a person having a specified credential;
• after receiving, at the first computer, approval from the person having the specified credential, then providing, from the first computer to the requestor, access to the confidential information of the individual without access consent from the individual when the authentication score exceeds a predetermined threshold;
• and
• sending, from the first computer to a contact for the individual, information about the requestor;
• whereby the confidential information of the individual is available without the access consent of the individual only after authentication of the requestor by the first computer.