Processing online transactions

A system for refunding an online order comprising;

• one or more processors and one or more memory devices operably coupled to the one or more processors, the one or more memory devices storing executable and operational data effective to cause the one or more processors to:
• receive the online order from a consumer device of a consumer remote from a payment point of sale (POS) over internet, the online order indicating that the consumer is to pay for the online order at the payment POS;
• receive notification of payment for the online order from the payment POS;
• receive a refund trigger for the online order;
• receive a refund preference;
• receive a request from a refund POS for refund information for the online order, the refund POS being at a location different from the payment POS and remote from the consumer device;
• determine a distance between the payment POS and the refund POS;
• determine that the distance is greater than a distance threshold;
• denying the request from the refund POS in response to determining that the distance is greater than the distance threshold.

A computer program product for refunding an online order, the computer program product being embodied in a non-transitory computer readable storage medium and comprising computer instructions for:

• receiving the online order from a consumer device of a consumer remote from a payment point of sale (POS) over internet, the online order indicating that the consumer is to pay for the online order at the payment POS;
• receiving notification of payment for the online order from the payment POS;
• receiving a refund trigger for the online order;
• receiving a refund preference;
• receiving a request from a refund POS for refund information for the online order, the refund POS being at a location different from the payment POS and remote from the consumer device;
• determining a distance between the payment POS and the refund POS;
• determining that the distance is greater than a threshold distance;
• denying the request from the refund POS in response to the determining that the distance is greater than the threshold distance.