System and method of delayed billing for on-demand products
AssigneeCsidentity Corporation
InventorsIsaac Chapa, Steven Hatley, Joe Ross
Life of this patent
Estimating the term…
Abstract
In one embodiment, a method includes receiving a binding request for an on-demand identity product from a consumer. The method also includes attempting to provide the on-demand identity product. The method further includes, responsive to the binding request, ascertaining delayed-billing settings that are applicable to the on-demand identity product. In addition, the method includes delaying billing of the on-demand identity product until it can be confirmed that the identity-product provision system has complied with the delayed-billing settings.
Claims14
A method of delaying billing, the method comprising:
- receiving, via an on-demand product provision system, a binding request from a consumer, wherein the on-demand product provision system comprises at least one server computer, and wherein the binding request comprises a selection of an on-demand identity product;
- providing, by the on-demand product provision system, the on-demand identity product to the consumer prior to billing the consumer;
- automatically determining after providing the on-demand identity product, by the on-demand product provision system, delayed-billing settings applicable to the binding request based at least in part on the selection, wherein the delayed-billing settings comprise consumer-authentication criteria and delivery-verification criteria;
- after determining the delayed-billing settings, verifying, by the on-demand product provision system, an identity of the consumer based at least in part on personally identifying information of the consumer and the consumer-authentication criteria;
- after determining the delayed-billing settings, verifying, by the on-demand product provision system, delivery of the on-demand identity product based on one or more product-delivery factors;
- confirming, by the on-demand product provision system, that the consumer has been successfully authenticated and that the on-demand identity product was successfully delivered;
- and
- billing, by the on-demand product provision system, the consumer for the on-demand identity product based on the confirmation.
An on-demand product provision system comprising:
- at least one server computer, wherein the at least one server computer is operable to perform a method comprising:
- receiving a binding request from a consumer, wherein the binding request comprises a selection of an on-demand identity product;
- providing the on-demand identity product to the consumer prior to billing the consumer;
- automatically determining after providing the on-demand identity product delayed-billing settings applicable to the binding request based at least in part on the selection, wherein the delayed-billing settings comprise consumer-authentication criteria and delivery-verification criteria;
- after determining the delayed-billing settings, verifying an identity of the consumer based at least in part on personally identifying information of the consumer and the consumer-authentication criteria;
- after determining the delayed-billing settings, verifying delivery of the on-demand identity product based on one or more product-delivery factors;
- confirming that the consumer has been successfully authenticated and that the on-demand identity product was successfully delivered;
- and
- billing the consumer for the on-demand identity product based on the confirmation.
A computer-program product comprising a non-transitory computer-usable medium having computer-readable program code embodied therein, the computer-readable program code adapted to be executed to implement a method comprising:
- receiving a binding request from a consumer, wherein the binding request comprises a selection of an on-demand identity product;
- providing the on-demand identity product to the consumer prior to billing the consumer;
- automatically determining after providing the on-demand identity product delayed-billing settings applicable to the binding request based at least in part on the selection, wherein the delayed-billing settings comprise consumer-authentication criteria and delivery-verification criteria;
- after determining the delayed-billing settings, verifying an identity of the consumer based at least in part on personally identifying information of the consumer and the consumer-authentication criteria;
- after determining the delayed-billing settings, verifying delivery of the on-demand identity product based on one or more product-delivery factors;
- confirming that the consumer has been successfully authenticated and that the on-demand identity product was successfully delivered;
- and
- billing the consumer for the on-demand identity product based on the confirmation.
Dependencies are inferred from the claim text.