Gift card combination
AssigneeBank of America Corporation
InventorsJason Blackhurst, Dean Lyons Henry
Life of this patent
Estimating the term…
Abstract
Embodiments of the invention are directed to systems, methods and computer program products for enabling gift card combination. An exemplary apparatus is configured to: receive information associated with a first gift card; associate the first gift card with an account; receive information associated with a second gift card; associate the gift card with the account; and enable combining the first gift card and the second gift card into an asset determined by a user of the account.
Claims18
An apparatus for enabling gift card combination, the apparatus comprising:
- a memory;
- a processor;
- and
- a module stored in the memory, executable by the processor, and configured to:
- receive information associated with a first gift card, wherein the first gift card is associated with funds and not points;
- associate the first gift card with an account;
- receive information associated with a second gift card, wherein the second gift card is associated with funds and not points, wherein the second gift card is associated with a different merchant from the first gift card;
- associate the second gift card with the account;
- enable combining the first gift card and the second gift card into an asset determined by a user of the account based on determining a balance of the first gift card is less than or equal to a predetermined balance and determining a balance of the second gift card is less than or equal to the predetermined balance;
- and
- initiate presentation of a comparison of various assets generated based on a combination of the first gift card and the second gift card, wherein the various assets comprise at least two different types of assets.
A method for enabling gift card combination, the method comprising:
- receiving, using a computing device processor, information associated with a first gift card, wherein the first gift card is associated with funds and not points;
- associating, using a computing device processor, the first gift card with an account;
- receiving, using a computing device processor, information associated with a second gift card, wherein the second gift card is associated with funds and not points, wherein the second gift card is associated with a different merchant from the first gift card;
- associating, using a computing device processor, the second gift card with the account;
- enabling, using a computing device processor, combining the first gift card and the second gift card into an asset determined by a user of the account based on determining a balance of the first gift card is less than or equal to a predetermined balance and determining a balance of the second gift card is less than or equal to the predetermined balance;
- and
- initiating, using a computing device processor, presentation of a comparison of various assets generated based on a combination of the first gift card and the second gift card, wherein the various assets comprise at least two different types of assets.
A computer program product for enabling gift card combination, the computer program product comprising:
- a non-transitory computer-readable medium comprising a set of codes for causing a computer to:
- receive information associated with a first gift card, wherein the first gift card is associated with funds and not points;
- associate the first gift card with an account;
- receive information associated with a second gift card, wherein the second gift card is associated with funds and not points, wherein the second gift card is associated with a different merchant from the first gift card;
- associate the second gift card with the account;
- enable combining the first gift card and the second gift card into an asset determined by a user of the account based on determining a balance of the first gift card is less than or equal to a predetermined balance and determining a balance of the second gift card is less than or equal to the predetermined balance;
- and
- initiate presentation of a comparison of various assets generated based on a combination of the first gift card and the second gift card, wherein the various assets comprise at least two different types of assets.
Dependencies are inferred from the claim text.