Systems and methods for capturing and processing payment coupon information

A computer program product, comprising one or more non-transitory computer-readable media having instructions stored thereon for execution by one or more processors to perform the operations of:

• receiving an image representing a first instance of a payment coupon of a biller;
• requesting a respective set of one or more field indicators for each of one or more fields within the image, wherein requesting the respective set of one or more field indicators for each of one or more fields within the image further includes,
• displaying the image via a user interface, and
• enabling the user to indicate the respective set of one or more field indicators for the one or more fields within the image;
• and
• receiving the respective set of one or more field indicators for the one or more fields within the image for subsequent processing, wherein the one or more sets of the one or more field indicators comprise payment coupon metadata of either the first instance or a second instance of the payment coupon of the biller to facilitate extracting data from the image or a second image representing the second instance of the payment coupon.

A system, comprising:

• at least one memory comprising computer-executable instructions;
• at least one communications interface;
• and
• at least one processor in communication with the at least one communications interface and the at least one memory and configured to execute the computer-executable instructions to:
• receive, via the at least one communications interface, an image representing a payment coupon;
• determine an identity of a biller associated with the payment coupon from the image;
• determine, based on the identity of the biller, that no payment coupon metadata for obtaining one or more fields from the payment coupon is stored in association with the biller;
• request, via the at least one communications interface, responsive to determining that no payment coupon metadata is stored for the biller, a respective set of one or more field indicators representing at least an approximate size or an approximate location for each of the one or more fields within the image, wherein the request further includes,
• present the image to a user, and
• instruct the user to graphically indicate on the image at least the approximate size or the approximate location for each of the one or more fields;
• receive, via the at least one communications interface, the respective set of one or more field indicators for the one or more fields within the image;
• and
• store, in the memory, the respective set of one or more field indicators for the one or more fields within the image as at least a portion of the payment coupon metadata, wherein the payment coupon metadata is stored in association with the biller.