Method and system for designating and tracking feature sets for individual accounts

A method of assigning credit card account numbers, comprising;

• storing, by a processor, a credit card account number in a first database coupled to a network, wherein the credit card account number comprises a bank identification number (BIN), a sub-BIN, an account number and a verification or validation value;
• storing, by the processor, a list of tracking numbers in a second database coupled to a network, wherein each tracking number represents a feature set of one or more credit card account features, wherein each feature is assigned a unique tracking number and the tracking number links the credit card account number with the feature set;
• assigning, by the processor, one of the tracking numbers to the credit card account number such that the credit card account number is associated with a predetermined feature set;
• issuing, by the processor, a credit card account including a particular BIN, a particular sub-BIN and an particular account number to a credit card customer, a tracking number associated with the issued credit card account linking the issued credit card account with a particular feature set;
• and
• maintaining, by the processor, the issued credit card account number even when the particular feature set is modified thereby avoiding re-issuing of a BIN, a sub-BIN, customer account number or a credit card to the customer.

A method of assigning a features set to individual ones of the credit card numbers in a database storing a plurality of credit card numbers, comprising:

• storing, by a processor, the plurality of credit card account numbers;
• separately storing a list of tracking numbers by the processor, wherein each tracking number represents a feature set of credit card account features, wherein each feature set is assigned a unique tracking number;
• and
• assigning, by the processor, a tracking number to a credit card account number such that such credit card account is each associated with a predetermined feature set;
• Issuing, by the processor, a credit card account to a customer, the credit card account number having an associated banking identification number (BIN) and a sub-BIN;
• and
• maintaining, by the processor, the issued credit card account number even when the predetermined feature set is modified thereby avoiding re-issuing another credit card number, BIN, or sub-BIN to the customer;
• and
• indicating, by the processor, literature to be included with the credit card based upon the tracking number.