TIFF validation

A method for image and Tag Image File Format (TIFF) validation comprising:

• receiving a plurality of image cash letters (ICLs) sent from a plurality of originating entities;
• validating, by a computing device processor, that each image in the image cash letter satisfies defined image and TIFF validation rules, wherein the TIFF validation rules include validating TIFF tag type, TIFF tag count and TIFF tag value in each image of the ICLs and the image validation rules include (1) validating the minimum and maximum size, in units of digital information and length, of a front check image and back check image and (2) an image file header (IFH) order;
• identifying, by a computing device processor, image cash letters that have one or more non-conforming images that do not pass the image and TIFF validation rules;
• generating, by a computing device processor, a modified ICL for each identified ICL, wherein the modified ICL replaces each non-conforming image with a general ledger debit, wherein the general ledger debit in the modified ICL is operative to insure that a deposit associated with the non-conforming image remains in balance;
• generating, by a computing device processor, an image cash return letter (ICLR) for each identified ICL, wherein the ICLR includes the general ledger debits and the one or more non-conforming images;
• automatically communicating, by a computing device processor, the ICLR to a corresponding originating entity;
• and
• generating, by a computing device processor on a periodic basis, an ICL validation error summary report that includes errors listed by originating entity.