Consumer self-activated financial card

A system for providing a new financial card to a user upon a user's request therefor, comprising a series of pre-encoded cards wherein numbers of the pre-encoded cards are associated with pre-existing unactivated accounts, means for collecting sufficient identification information about the user and on a pre-existing account of the user, a financial transaction system capable of receiving the identification information, of transmitting the identification information to a financial institution and, where the financial institution has approved the request, of providing an activated new card from the series of cards, the new card being associated with the existing account at the financial institution, the financial transaction system comprising a terminal and a communicating device for allowing the terminal to communicate with the financial institution over at least one communication network, and wherein a card-providing means is provided at the terminal such that the activated new card is dispensed to the user by the terminal.

A system for providing a new financial card to a user upon a user's request therefor, comprising a series of pre-encoded cards wherein numbers of the pre-encoded cards are associated with pre-existing accounts, means for collecting sufficient identification information about the user and on a pre-existing account of the user, a financial transaction system capable of receiving the identification information, of transmitting the identification information to a financial institution and, where the financial institution has approved the request, of providing an activated new card from the series of cards, the new card being associated with the existing account at the financial institution, the financial transaction system comprising a terminal and a communicating device for allowing the terminal to communicate with the financial institution over at least one communication network, and wherein the series of new cards are provided at the terminal and are pre-encoded with a unique identifier, and wherein the financial transaction system is capable of receiving the unique identifier and of transmitting the unique identifier to the financial institution.

A system for providing a new financial card to a user upon a user's request therefor, comprising a series of pre-encoded cards wherein numbers of the pre-encoded cards are associated with pre-existing unactivated accounts, means for collecting sufficient identification information about the user and on a pre-existing account of the user, a financial transaction system capable of receiving the identification information, of transmitting the identification information to a financial institution and, where the financial institution has approved the request, of providing an activated new card from the series of cards, the new card being associated with the existing account at the financial institution, the financial transaction system comprising a terminal and a communicating device for allowing the terminal to communicate with the financial institution over at least one communication network, and wherein the series of new cards are provided at the terminal and have pre-allocated numbers.

A system for providing a new financial card to a user upon a user's request therefor, comprising a series of pre-encoded cards wherein numbers of the pre-encoded cards are associated with pre-existing unactivated accounts, means for collecting sufficient identification information about the user and on a pre-existing account of the user, a financial transaction system capable of receiving the identification information, of transmitting the identification information to a financial institution and, where the financial institution has approved the request, of providing an activated new card from the series of cards, the new card being associated with the existing account at the financial institution, the financial transaction system comprising a terminal and a communicating device for allowing the terminal to communicate with the financial institution over at least one communication network, and wherein the series of new cards are provided at the terminal and have pre-printed information thereon related to the financial institution.