In-lane money transfer systems and methods

A method for processing money transfers, the method comprising:

• establishing, via a computer system, a transfer pair record having a plurality of transfer pair codes, wherein each transfer pair code is associated with a money transfer customer;
• receiving, at the computer system and from a vendor location, a request for verification of a first transfer pair code;
• verifying, via the computer system, the first transfer pair code is associated with the transfer pair record;
• identifying, via the computer system, at least one of a sender of funds and a receiver of the funds based on the first transfer pair code;
• sending, via the computer system, the first transfer pair code verification to the vendor location;
• receiving, via the computer system, a money transfer request associated with the first transfer pair code from a second location different than the vendor location;
• and
• authorizing, via the computer system, a money transfer from the sender to the receiver.

A method of processing money transfers, the method comprising:

• establishing, via a computer system, a transfer record having a plurality of transfer pair codes, wherein each transfer pair code is associated with a money transfer customer;
• receiving, at the computer system and from a vendor system, a request for a transfer pair code verification;
• verifying, via the computer system, the transfer pair code is associated with the transfer record;
• sending, via the computer system, the transfer pair code verification to the vendor system for routing to a point of sale device;
• receiving, via the computer system, a money transfer request associated with the transfer pair code from the vendor system;
• and
• authorizing, via the computer system, a money transfer to at least one of a first customer and a second customer associated with the transfer pair code.