Automatic check reordering

A computer implemented method of automatically reordering checks for a plurality of accounts utilizing checks, the method comprising:

• determining, using a computer device, a number of checks written on a first account selected from the plurality of accounts from a most recent check order on the first account, wherein the number of checks written on the first account from the most recent check order on the first account comprises a number of checks cleared on the first account and a number of stop payment orders made on the first account;
• determining, using the computer device, a check usage rate for the first account, wherein the check usage rate for the first account is proportional to a number of checks written on the first account per unit time;
• determining, using the computer device, a time-to-exhaustion for the first account considering the number of checks written on the first account and the check usage rate for the first account;
• when the time-to-exhaustion for the first account drops below a threshold, initiating, using the computer device, an order of new checks directed to a customer associated with the first account
• determining, using the computer device, a number of checks written on a second account selected from the plurality of accounts from a most recent check order on the second account, wherein the number of checks written on the second account from the most recent check order on the second account comprises a number of checks cleared on the second account and a number of stop payment orders made on the second account;
• determining, using the computer device, a check usage rate for the second account, wherein the check usage rate for the second account is proportional to a number of checks written on the second account per unit time;
• determining, using the computer device, a time-to-exhaustion for the second account considering the number of checks written on the second account and the check usage rate for the second account;
• and
• when the time-to-exhaustion for the second account drops below the threshold, initiating, using the computer device, an order of new checks directed to a customer associated with the second account.