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US 7,611,054 B2Granted
Mobile phone including wildcard data string
AssigneeVisa U.S.A. Inc.
InventorsCorinne Bortolin, Loc Nguyen, Liane Redford
Life of this patent
Estimating the term…
Abstract
A mobile phone with a data string including a wildcard value. The mobile phone includes a computer readable medium comprising code for storing a data string including a wildcard value, and a body. The mobile phone may be used in purchase transactions.
Claims29
A mobile phone used by a consumer in a purchase transaction, the mobile phone comprising:
- a body;
- and
- a computer readable medium coupled to the body, the computer readable medium comprising a data string including one or more wildcard values, wherein the data string is specifically associated with the consumer, wherein the one or more wildcard values are associated with the purchase transaction.
A method of using a mobile phone by a consumer in a purchase transaction, the method comprising:
- obtaining a mobile phone comprising a computer readable medium comprising a data string including one or more wildcard values, wherein the data string is specifically associated with the consumer, wherein at least one wildcard value is associated with the purchase transaction;
- and
- using the mobile phone at an access device.
A system for managing transactions with respect to a consumer in conducting a purchase transaction, comprising:
- a mobile phone configured to store a first data string having one or more wildcard values, wherein the first data string is specifically associated with the consumer, wherein the one or more wildcard values are associated with the purchase transaction;
- and
- an access device configured to communicate with the mobile phone and to manage the purchase transaction.
Dependencies are inferred from the claim text.