Three-section blanket set

A three-panel blanket set, any two panels being releasably attachable to form a blanket, each panel having a length equal to the length of the blanket, a width approximately equal to one-half the width of the blanket, opposed first and second surfaces, opposed top and bottom edges, and opposed first and second side edges, said set comprising:

• a) a first panel with a light insulation value relative to the insulation values of the other two panels and a first zipper section on the second surface of said panel extending along said second side edge;
• said first zipper section being the sole fastener on said first panel,
• b) a second panel with medium insulation value relative to the insulation values of the other two panels, a second zipper section on the first surface of said panel extending along said first side edge, and a third zipper section on the second surface of said panel extending along said second side edge;
• and
• c) a third panel with heavy insulation value relative to the insulation values of the other two panels, and a fourth zipper section on the first surface of said panel extending along said first side edge said fourth zipper section being the sole fastener on said third panel, said first and third zipper section including sliders and tabs, and said second and fourth zipper sections being without sliders and tabs.