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US 6,764,013 B2Granted
Multi-purpose terminal, payroll and work management system and related methods
AssigneeAmerican EPS, Inc.
InventorNebil Ben-Aissa
Life of this patent
Estimating the term…
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AssigneeAmerican EPS, Inc.
InventorNebil Ben-Aissa
Estimating the term…
Employees gain access to a payroll and work management system by authentication at a multi-purpose terminal with a bankcard encoded with a unique account number and a personal identification number (PIN). The terminal may then be used to check-in and checkout of work, to receive new work instructions or assignments, to review payroll details, to print a payroll stub, to execute financial transactions, to print a receipt of financial transactions or to review or to upload the results of work quality audits. The invention also includes systems and methods that utilize such multi-purpose terminals to calculate the payroll and deductions for each employee and to issue electronic fund transfers from the employer's bank account to deposit the net pay in a bank account associated with each employee's bankcard so that the pay is immediately accessible by each employee, such as by withdrawal of cash at an ATM or by purchases at a point of sale. Electronic payrolls may be processed and employee's accounts credited with pay on a daily basis, or on any preset period of time, including hourly.
An electronic payroll system for processing a payroll, comprising:
A method of processing a payroll in an electronic payroll system including a computer with memory for storing the names of a plurality of employees, the pay rate for each employee, a unique identifying bank account number assigned to each employee, a personal identification number associated with each bank account number and the check-in and checkout times of each employee, a bankcard coded with one of the unique identifying bank account numbers assigned to each employee, a personal identification number assigned to each employee and associated with each unique identifying bank account number, and an electronic terminal with a bankcard reader for reading the bank account number coded on the bankcard, with a plurality of entry keys for entering the personal identification number and with means to communicate with said computer, the method comprising the steps of:
An electronic payroll system for processing a payroll including a computer with memory for storing the names of a plurality of employees, the pay rate for each employee, a unique identifying bank account number assigned to each employee, a personal identification number associated with each bank account number and the check-in and checkout times of each employee, a bank card coded with one of the unique identifying bank account numbers assigned to each employee, a personal identification number assigned to each employee and associated with each unique bank identifying account number, including:
An electronic terminal in an electronic payroll system for processing a payroll, the system including a computer with a memory for storing the names of a plurality of employees, the pay rate for each employee, a unique identifying bank account number for each employee, a personal identification number associated with each bank account number and the check-in and checkout times of each employee, a bankcard coded with one of the unique identifying bank account numbers assigned to each employee and a personal identification number assigned to each employee and associated with each unique identifying bank account number, said electronic terminal comprising:
An electronic payroll system for processing a payroll, comprising:
A method of processing a payroll in an electronic payroll system including a computer with memory for storing the names of a plurality of employees, the pay rate for each employee and the check-in and checkout times of each employee, a bankcard coded with one of the unique identifying bank account numbers assigned to each employee, a personal identification number assigned to each employee and associated with each unique identifying bank account number, and an electronic terminal with a bankcard reader for reading the unique identifying bank account number coded on the bankcard, with a plurality of entry keys for entering the personal identification number and with a data processor having memory for storing the unique identifying bank account numbers of the bankcard for at least some of the employees and the personal identification numbers for at least some of the employees, the method of:
An electronic payroll system for processing a payroll including a computer with memory for storing the names of a plurality of employees, the pay rate for each employee and the check-in and checkout times of each employee, a bank card coded with one of the unique identifying bank account numbers assigned to each employee, a personal identification number assigned to each employee and associated with each unique identifying bank account number, including:
An electronic terminal in an electronic payroll system for processing a payroll, the system including a computer with a memory for storing the names of a plurality of employees, the pay rate for each employee and the check-in and checkout times of each employee, a bankcard coded with one of the unique identifying bank account numbers assigned to each employee and a personal identification number assigned to each employee and associated with each unique identifying bank account number, said electronic terminal comprising:
Dependencies are inferred from the claim text.