A method for monitoring insulation and fault current in an electrical alternating current (AC) network, in which a differential current, formed by a vectorial addition, between at least two network conductors is ascertained, and furthermore a product of an amplitude of the AC component of the differential current and a cosine of a phase angle φ between the AC component of the differential current and the AC network voltage between at least two conductors of the network is ascertained, and a load shutoff is performed whenever a resistive fault current exceeds a certain response value, characterized in that
- the differential current, containing AC and DC components, of the AC network is detected with universal current sensitivity;
- that the AC component, including both a capacitive component and a resistive component, of the differential current detected with a universal current sensitively, is obtained by a high-pass filtration with a first limit frequency that is below the network frequency;
- that the DC component, to be assessed as a resistive fault current signal, of the differential current detected with the universal current sensitivity is obtained by a low-pass filtration with a second limit frequency located below the first limit frequency;
- that after the high-pass filtration, for the sake of protecting human beings the AC component of the differential current is weighted as a function of frequency;
- that the product of the amplitude of the AC component of the differential current and the cosine of the phase angle φ is ascertained indirectly by an effectiveness measurement;
- that in said effectiveness measurement, a multiplication of the AC component of the differential current by a multiplication signal and an ensuing arithmetic averaging are performed, and the multiplication signal corresponds to the AC network voltage, which is kept constant with regard to its effective value, or a second network variable;
- that the resistive fault current signal on a DC side and the resistive fault current signal on an AC side ascertained from the AC component are subjected to a quadratic addition in order to ascertain a resistive total fault current signal;
- and
- that the load shutoff is performed whenever the resistive total fault current signal exceeds a certain response value.