Tokenless identification system for authorization of electronic transactions and electronic transmissions

A method for voluntary and tokenless identification of individuals using a computer system, wherein the computer system is authenticated to the individual, said method comprising the steps of:

• a. registration step, wherein at least one biometric sample is gathered, and a personal identification code and private code are selected and stored, wherein the private code is not used for gaining access to the computer system;
• b. a bid step wherein at least one biometric sample and personal identification code for an individual is gathered;
• c. a comparison step wherein the biometric sample and personal identification code gathered during the bid step is compared with biometric samples and personal identification codes gathered and stored during the registration step, for producing either a successful or failed identification result;
• d. an execution step wherein a command is processed and executed to produce a determination;
• e. an output seep wherein said identification result or determination is externalized and displayed;
• and
• f. a presentation step wherein on successful identification of the individual, the private code is presented to the individual being identified, for authenticating the system to the individual.

A method for rapid search of previously stored biometric samples from individuals using at least two biometric baskets, each biometric basket being capable of containing any number of algorithmically distinct biometric samples, each biometric basket containing less than the total number of samples registered with the system, and each biometric basket being identified by a unique biometric basket code, the method comprising:

• a. a storage step further comprising:
• i. gathering a biometric sample from an individual;
• ii. selection of a biometric basket code;
• iii. locating the biometric basket identified by the biometric basket code;
• iv. comparison of the biometric sample gathered from said individual, with any previously stored biometric samples in the biometric basket, to make sure that the biometric sample gathered from the individual is algorithmically distinct from all biometric samples currently stored in said biometric basket;
• whereupon if the biometric sample is not distinct from previously stored biometric samples, a different biometric basket is selected and comparison is attempted again until an acceptable biometric basket is selected;
• and
• v. storage of the entered biometric sample gathered from said individual in the acceptable biometric baskets;
• and
• b. a bid step further comprising:
• i. entering a biometric basket code by a candidate individual;
• ii. entering a biometric sample by said candidate individual;
• and
• c. a comparison step further comprising:
• i. locating the biometric basket that is identified by the biometric basket code entered by said candidate individual;
• and
• ii. comparison of the entered biometric sample from said candidate individual with all of the biometric samples stored in said located biometric basket for producing either a successful or failed identification result.

A voluntary tokenless identification computer system for determining an individual's identity from an examination of at least one biometric sample and a biometric basket code gathered during a bid step, and comparison with previously recorded biometric samples gathered during a registration step, said system comprising:

• a. at least one computer;
• b. first gathering and display means for voluntary input of at least one biometric sample and selection of a biometric basket code for an individual during the registration step;
• c. storage and retrieval means comprising at least two biometric baskets wherein less than all of the registered biometrics are stored in each biometric basket;
• d. second gathering and display means for voluntary input of at least one biometric sample and biometric basket code from an individual during a bid step;
• e. first interconnecting means for interconnecting said first and second gathering and display means to said computer for transmitting the gathered biometric sample and biometric basket code from said first and second gathering means to said computer;
• f. means for comparison of the biometric sample gathered during the bid step with the biometric samples in the biometric basket identified by the biometric basket code gathered during the bid step, for producing an evaluation;
• g. execution means within said computer for storage of data and processing and execution of commands for producing a determination;
• and
• h. means for output of said evaluation or determination from said computer.

A method for voluntary and tokenless identification of individuals using a computer system, said method comprising the steps of:

• a. a registration step wherein;
• i. at least one registration biometric sample for an individual is gathered;
• ii. a biometric basket code is selected that identifies a biometric basket, wherein there are at least two biometric baskets in the computer system and each basket contains less than the total number of biometric samples registered with the computer system;
• iii. the computer system attempts to store the registration biometric sample in the biometric basket, producing a storage result;
• whereupon for a failed storage result, a different biometric basket is selected and storage is attempted again until a successful storage result is obtained;
• b. a bid step wherein at least one bid biometric sample and a biometric basket code for an individual is gathered, wherein the biometric basket code identifies the biometric basket to be searched, wherein portable memory devices such as magnetic stripe cards or smart cards are not used;
• c. a comparison step wherein the bid biometric sample is compared to each stored biometric within the biometric basket to be searched, for producing either a successful or failed identification result;
• d. an execution step wherein a command is processed and executed to produce a determination;
• and
• e. output step wherein said identification result or determination is externalized and displayed.