US 2026/0300952 A1 · AUTOMATED DEVICE PAIRING

Abstract

This disclosure relates to creating a connection between two devices without using a UUID and/or MAC address. For example, a first device can store a private key for creating a secure connection. A second device may request that a user log into an account associated with the first device (e.g., a customer account, a financial account, an employee account, and/or the like) in order to initiate the wireless connection. The second device user can enter login credentials via the second device, which may then be transmitted to a backend system. The backend system can receive and validate the login credentials and, in response, transmit a public key to the second device. The second device can use the public key to perform a public/private key handshake in order to validate the first device.

Claims21

Dependent claims

(canceled)

A system comprising:

a mobile device comprising:
one or more mobile device antennas;
one or more mobile device processors;
non-transitory mobile device memory in communication with the one or more mobile device processors and storing instructions in a mobile device application that, when executed, cause the mobile device to:
request login credentials for a financial account associated with a transaction card;
receive the one or more login credentials for the financial account from a user of the mobile device;
transmit a request for a challenge associated with the financial account and the one or more login credentials to one or more servers;
receive the challenge from the one or more servers;
transmit the challenge to the transaction card;
receive a response from the transaction card;
and
transmit at least a portion of the response to the one or more servers;
the transaction card comprising:
one or more card antennas;
one or more card processors;
and
non-transitory card memory in communication with the one or more card processors and storing instructions in a card applet that, when executed, cause the transaction card to:
store one or more first keys in the card memory prior to issuance of the transaction card;
receive, via the one or more card antennas, the challenge from the mobile device;
generate a signed response to the challenge, the signed response associated with the one or more first keys stored in the card memory of the transaction card;
and
transmit, via the one or more card antennas, the signed response to the mobile device.

19 more elements

Dependencies are inferred from the claim text.

Facts

Application

19/567,851Filed 16 Mar 2026

Priority

14 Apr 2015

Published

1 Oct 2026

Term ends

Not estimatedThe source records don’t support an estimate.

Classification18 codes

G06Q 20/3226
Aspects of commerce using mobile devices [M-devices]: use of secure elements separate from M-devices
G06Q 20/327
Using wireless devices: short range or proximity payments by means of M-devices
G06Q 20/34
Characterised by the use of specific devices or networks: using cards, e.g. integrated circuit [IC] cards or magnetic cards
G06Q 20/341
Using cards, e.g. integrated circuit [IC] cards or magnetic cards: active cards, i.e. cards including their own processing means, e.g. including…

Family

Application62/147,568Us provisional application · filed 14 Apr 2015

Application62/270,476Us provisional application · filed 21 Dec 2015

Application15/098,973Continuation · filed 14 Apr 2016

Application15/391,949Continuation · filed 28 Dec 2016

Application17/695,771Continuation · filed 15 Mar 2022

Application19/567,851Continuation

US 10,880,741 B2Related patent

US 11,315,103 B2Related patent

US 12,579,532 B2Related patent

US 2016/0309323 A1Published application

US 2017/0118645 A1Published application

US 2022/0207511 A1Published application

US 2026/0300952 A1This patent

From the US filing history. Foreign family members aren’t listed.

Automated device pairing

Life of this patent

Automated device pairing

Life of this patent

Abstract

Claims21