Composite material with stretchable insulation and breathable liner

A composite garment, comprising:

• a shell fabric layer;
• a liner fabric layer;
• and
• an insulation layer disposed between the shell fabric layer and the liner layer, the insulation layer comprising a synthetic padding insulation having a first side adjacent the shell fabric layer and a second side adjacent the liner fabric layer and an elastomeric nonwoven layer disposed adjacent only one of the first side or the second side of the synthetic padding insulation,
• wherein the shell fabric layer has a CFM (cubic feet per minute) rating between 25 CFM and 126 CFM in accordance with ASTM D737,
• wherein the synthetic padding insulation has a weight ranging from 20 to 80 grams per square meter (gsm),
• wherein the insulation layer has stretch between 20% and 40% in both a machine direction and a cross-machine direction in accordance with ASTM D2594,
• wherein the liner fabric layer has an air permeability from 25 CFM to 126 CFM, and wherein the insulation layer alone or a package including the shell fabric layer, the insulation layer, and the liner fabric layer has an intrinsic isothermal evaporative resistance Ref from 0.01 to 0.018 [(kPa)(m2)/W], measured in accordance with ASTM F1869 Part B.