Systems and methods for aerial image-based repair progress monitoring and exterior damage identification of insured assets

A computer-implemented method for monitoring repair progress of an insured asset and communicating repair-progress information to a recipient, the method comprising:

• obtaining, by at least one processor, aerial image data captured by an aerial platform and depicting the insured asset, wherein the aerial image data is captured based on a data-collection plan that identifies a geofenced area associated with the insured asset and a plurality of aerial viewpoints within or around the geofenced area;
• generating, by the at least one processor, from the aerial image data, a correlated image data set associated with at least a portion of the insured asset;
• comparing, by the at least one processor, the correlated image data set with reference asset data associated with the insured asset based on geospatial data included with the aerial image data, image comparison between the correlated image data set and the reference asset data, object recognition applied to the correlated image data set and the reference asset data, or a combination thereof;
• determining, by the at least one processor, repair-progress information by applying image recognition, object recognition, machine vision, photogrammetric analysis, or a combination thereof to the correlated image data set to detect and quantify completion of one or more repair elements associated with the insured asset;
• determining, by the at least one processor, a repair-progress status based at least in part on the repair-progress information, wherein the repair-progress status includes a repair stage, a status indicator representing progress of repairs, or a combination thereof;
• generating, by the at least one processor, recipient-facing content that includes the repair-progress status and image data derived from the correlated image data set, wherein the image data is associated with at least one detected repair element used to determine the repair-progress status;
• causing, by the at least one processor, transmission of the recipient-facing content to a computing device associated with the recipient;
• and
• updating, by the at least one processor, insurer records to store the repair-progress status together with the repair-progress information, the image data, a timestamp corresponding to the transmission, or a combination thereof.

A system for monitoring repair progress of an insured asset and communicating repair-progress information to a recipient, the system comprising:

• one or more processors;
• and
• one or more non-transitory computer-readable storage media storing instructions that, when executed by the one or more processors, cause the system to:
• obtain aerial image data captured by an aerial platform and depicting the insured asset, wherein the aerial image data is captured based on a data-collection plan that identifies a geofenced area associated with the insured asset and a plurality of aerial viewpoints within or around the geofenced area;
• generate, from the aerial image data, a correlated image data set associated with at least a portion of the insured asset;
• compare the correlated image data set with reference asset data associated with the insured asset based on geospatial data included with the aerial image data, image comparison between the correlated image data set and the reference asset data, object recognition applied to the correlated image data set and the reference asset data, or a combination thereof;
• determine repair-progress information by applying image recognition, object recognition, machine vision, photogrammetric analysis, or a combination thereof to the correlated image data set to detect and quantify completion of one or more repair elements associated with the insured asset;
• determine a repair-progress status based at least in part on the repair-progress information, wherein the repair-progress status includes a repair stage, a status indicator representing progress of repairs, or a combination thereof;
• generate recipient-facing content that includes the repair-progress status and image data derived from the correlated image data set, wherein the image data is associated with at least one detected repair element used to determine the repair-progress status;
• cause transmission of the recipient-facing content to a computing device associated with the recipient;
• and
• update insurer records to store the repair-progress status together with the repair-progress information, the image data, a timestamp corresponding to the transmission, or a combination thereof.

A computer-implemented method for identifying damage to a building exterior, the method comprising:

• obtaining, by one or more processors, aerial image data captured by an aerial platform and depicting a roof, siding, or a combination thereof of a building, the aerial image data including, for each of a plurality of images, capture data comprising geographic-location data, elevation data, timestamp data, or a combination thereof;
• generating, by the one or more processors, a correlated image data set by selecting, based at least in part on the capture data, a subset of images from the aerial image data and associating the subset of images with a building location, a property location, or a combination thereof;
• identifying, by the one or more processors, exterior regions corresponding to the roof, the siding, or a combination thereof within the correlated image data set;
• determining, by the one or more processors, one or more damage indicators by applying image recognition, object recognition, machine vision, photogrammetric analysis, or a combination thereof to the exterior regions, wherein the one or more damage indicators correspond to roofing damage, siding damage, structural damage, impact damage, discoloration, surface artifact differences, or a combination thereof,
• determining, by the one or more processors, damage-location data that associates respective damage indicators of the one or more damage indicators with respective locations on the building exterior based at least in part on the geographic-location data;
• determining, by the one or more processors, a damage characterization for at least one location on the building exterior based at least in part on the damage-location data, wherein the damage characterization includes the at least one location and a discrete severity level selected from a predetermined set of severity levels;
• and
• generating, by the one or more processors, damage-identification output associated with the building, wherein the damage-identification output includes the damage-location data, image data derived from the correlated image data set, or a combination thereof.

A system for identifying damage to a building exterior, the system comprising:

• one or more processors;
• and
• one or more non-transitory computer-readable storage media storing instructions that, when executed by the one or more processors, cause the system to:
• obtain aerial image data captured by an aerial platform and depicting a roof, siding, or a combination thereof of a building, the aerial image data including, for each of a plurality of images, capture data comprising geographic-location data, elevation data, timestamp data, or a combination thereof;
• generate a correlated image data set by selecting, based at least in part on the capture data, a subset of images from the aerial image data and associating the subset of images with a building location, a property location, or a combination thereof;
• identify exterior regions corresponding to the roof, the siding, or a combination thereof within the correlated image data set;
• determine one or more damage indicators by applying image recognition, object recognition, machine vision, photogrammetric analysis, or a combination thereof to the exterior regions, wherein the one or more damage indicators correspond to roofing damage, siding damage, structural damage, impact damage, discoloration, surface artifact differences, or a combination thereof;
• determine damage-location data that associates respective damage indicators of the one or more damage indicators with respective locations on the building exterior based at least in part on the geographic-location data;
• determine a damage characterization for at least one location on the building exterior based at least in part on the damage-location data, wherein the damage characterization includes the at least one location and a discrete severity level selected from a predetermined set of severity levels;
• and
• generate damage-identification output associated with the building, wherein the damage-identification output includes the damage-location data, image data derived from the correlated image data set, or a combination thereof.