Systems and methods for fraudulent operation prevention

A system comprising:

• at least one memory for storing instructions;
• and
• at least one processor of a server in communication with the at least one memory, the at least one processor configured to execute the stored instructions to:
• receive, from a remote server, pending debit operation information, the pending debit operation information corresponding to a debit card and including at least one pending debit operation;
• receive, from a remote server, confirmation that a debit card user inputted a correct debit Personal Identification Number (PIN);
• cause a user device to present an approval request to authorize at least one pending debit operation;
• receive a user input including one of an approval or a disapproval of the approval request;
• upon receiving an approval of the approval request, perform a user identity verification to authenticate a user;
• authorize the at least one pending debit operation if the real-time user identity verification authenticates the user;
• deny the at least one pending debit operation if the user identity verification does not authenticate the user;
• and
• complete the at least one single pending debit operation if the at least one pending debit operation is approved.

A method comprising:

• receiving, from a remote server, pending debit operation information, wherein the pending debit operation information corresponds to a debit card and comprises at least one single pending debit operation, wherein a debit card user has already inputted a correct debit Personal Identification Number (PIN);
• causing a user device to present an approval request to authorize the at least one single pending debit operation;
• receiving a user input either approving or disapproving the approval request;
• upon receiving an approval of the approval request, performing a real-time user identity verification, wherein the real-time user identity verification comprises a biometric identity verification;
• approving the at least one single pending debit operation based on the real-time user identity verification;
• denying the at least one single pending debit operation if real-time user identity verification is not successful;
• and
• completing the at least one single pending debit operation after the at least one single pending debit operation is approved.