Digital banker application system

A computing device comprising:

• at least one processing circuit comprising one or more processors coupled to non-transitory memory, wherein the at least one processing circuit is configured to:
• launch a browser or an application in response to capturing a first code displayed on a provider device, the first code including a first unique identifier;
• capture a second code displayed on the provider device and including a second unique identifier and account information specific to a user account associated with a user;
• receive a user confirmation regarding the account information from the captured second code;
• send the user confirmation, the first unique identifier, and the second unique identifier to a provider computing system;
• and
• enable access to the user account in response to the user confirmation and the first unique identifier and the second unique identifier being received by the provider computing system.

A non-transitory computer-readable medium storing instructions therein that, when executed by at least one processor, causes the at least one processor to perform operations comprising:

• generating a first code for display on a provider device and configured to be captured by a user device associated with a user, wherein the first code is configured to cause a browser or an application to launch on the user device, the first code including a first unique identifier;
• generating a second code specific to the user device including account information specific to a user account associated with the user and also including a second unique identifier;
• receiving a user confirmation from the user device in response to the second code being captured by the user device, the user confirmation including the first unique identifier and the second unique identifier;
• and
• causing an opening of the user account in response to confirming the first unique identifier and the second unique identifier corresponds with the account information.