Systems and methods for encryption and decryption service for electronic transaction monitoring and reporting

A decryption service system for validating encryption of electronic transactions comprising:

• one or more processors;
• and
• a memory storing instructions that, when executed by the one or more processors, cause the one or more processors to perform operations comprising:
• receiving, by the one or more processors, a plurality of transaction requests from one or more point-of-sale (POS) devices;
• determining, by the one or more processors, that a first transaction request of the plurality of transaction requests, being received from a first point-of-sale (POS) device of the one or more POS devices, comprises one of clear data or encrypted data;
• in response to determining that the first transaction request comprises clear data, storing, by the one or more processors, a failure alert corresponding to the first transaction request;
• determining, by the one or more processors, that a second transaction request of the plurality of transaction requests comprises encrypted data;
• in response to determining that the second transaction request comprises encrypted data, decrypting, by the one or more processors, the second transaction request;
• determining, by the one or more processors, a recipient acquirer processor for payment authorization using decrypted data corresponding to the second transaction request;
• transmitting, by the one or more processors, the decrypted data from the second transaction request to the recipient acquirer processor as a second format of the second transaction request;
• and
• generating, by the one or more processors, a graphical user interface including a number of point-to-point encryption failures associated with the one or more POS devices, wherein each point-to-point encryption failure of the number of point-to-point encryption failures is categorized as one of malformed message received, clear data received, or invalid card.

A non-transitory computer readable medium for validating encryption of electronic transactions using a decryption service system, the non-transitory computer readable medium storing instructions that, when executed by one or more processors, cause the one or more processors to perform a method comprising:

• receiving, by the one or more processors, a plurality of transaction requests from one or more point-of-sale (POS) devices;
• determining, by the one or more processors, that a first transaction request of the plurality of transaction requests, being received from a first point-of-sale (POS) device of the one or more POS devices, comprises one of clear data or encrypted data;
• in response to determining that the first transaction request comprises clear data, storing, by the one or more processors, a failure alert corresponding to the first transaction request;
• determining, by the one or more processors, that a second transaction request of the plurality of transaction requests comprises encrypted data;
• in response to determining that the second transaction request comprises encrypted data, decrypting, by the one or more processors, the second transaction request;
• determining, by the one or more processors, a recipient acquirer processor for payment authorization using decrypted data corresponding to the second transaction request;
• transmitting, by the one or more processors, the decrypted data from the second transaction request to the recipient acquirer processor as a second format of the second transaction request;
• and
• generating, by the one or more processors, a graphical user interface including a number of point-to-point encryption failures associated with the one or more POS devices, wherein each point-to-point encryption failure of the number of point-to-point encryption failures is categorized as one of malformed message received, clear data received, or invalid card.