Systems and methods for person to person identity proofing and secure marketplace

A system comprising:

• a sender electronic device configured to receive a request for a transaction and one or more transaction details and to provide an identification of a recipient;
• a recipient electronic device configured to receive information details from the recipient, to receive an identification comprising a picture identification from the recipient, and to receive a liveliness check from the recipient;
• and
• a financial backend comprising at least one processor and a memory storing instructions that, when executed by the at least one processor, cause the financial backend to provide sender account details if an identity of the recipient is determined, to provide a proposed action to the recipient, to verify an identity of the recipient based on the information details from the recipient and the liveliness check, and to store the verified identity of the recipient on a memory accessible to the financial backend.

A non-transitory computer-readable storage medium storing instructions that, when executed by one or more processors of a financial backend, cause the financial backend to:

• provide sender account details if an identity received from a sender electronic device is determined;
• provide a proposed action to the sender electronic device;
• verify the identity based on information details from the sender electronic device and a liveliness check executed by the sender electronic device;
• and
• store a verified identity on a memory accessible to the financial backend, wherein the information details, the identification comprising a picture identification, and the liveliness check are received by a recipient electronic device, and a request for a transaction and one or more transaction details.