Providing virtual identifiers, with expiry parameters, to mobile devices
AssigneeCapital One Services, LLC
InventorAnisha BELADIA
Life of this patent
Estimating the term…
Abstract
In some implementations, a mobile device may receive, from an identifier manager, a token encoding the virtual identifier and an indication of the expiry parameter to associate with the token. The mobile device may output a user interface (UI) including a graphical representation of the token. The mobile device may determine, based on the expiry parameter, that the token has expired. The mobile device may modify the UI to hide the graphical representation of the token in response to determining that the token has expired.
Claims20
A system for providing a virtual identifier, with an expiry parameter, to a mobile receiving device, the system comprising:
- one or more memories;
- and
- one or more processors, communicatively coupled to the one or more memories, configured to:
- receive, from a user device, a request for the virtual identifier, the request indicating an intended user for the virtual identifier and a permanent identifier to be associated with the virtual identifier;
- receive, from the user device, an indication of the expiry parameter for the virtual identifier;
- generate the virtual identifier in response to the request;
- transmit, to an account manager, the virtual identifier for association with the permanent identifier and the expiry parameter;
- determine the mobile receiving device based on the intended user;
- transmit, to an application executed by the mobile receiving device, a token encoding the virtual identifier;
- and
- transmit, to the application executed by the mobile receiving device, an indication of the expiry parameter to associate with the token.
A method of receiving a virtual identifier, with an expiry parameter, at a mobile receiving device, comprising:
- receiving, at a mobile device and from an identifier manager, a token encoding the virtual identifier and an indication of the expiry parameter to associate with the token;
- outputting, by the mobile device, a user interface (UI) including a graphical representation of the token;
- determining, by the mobile device and based on the expiry parameter, that the token has expired;
- and
- modifying, by the mobile device, the UI to hide the graphical representation of the token in response to determining that the token has expired.
A non-transitory computer-readable medium storing a set of instructions for receiving a virtual identifier with an expiry parameter, the set of instructions comprising:
- one or more instructions that, when executed by one or more processors of a device, cause the device to:
- receive, from an identifier manager, a token encoding the virtual identifier and an indication of the expiry parameter to associate with the token;
- output a user interface (UI) including a graphical representation of the token, wherein the graphical representation is distinguished from at least one additional graphical representation of at least one non-virtual identifier;
- receive an indication of an interaction with the graphical representation of the token;
- and
- update the UI, in response to the indication of the interaction, to indicate the expiry parameter.
Dependencies are inferred from the claim text.