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AssigneeMastercard International Incorporated
InventorsShubham Mondal, Ajay Sinha, Naveen Kumar Gupta
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Systems and techniques for encrypting a cryptogram using a biometric cryptographic key to create a biometric encrypted cryptogram are described. In some aspects, the techniques described herein relate to a payment device, including: a processing system; a communications interface; one or more storage media; and instructions stored on the one or more storage media that, when executed by the processing system, direct the processing system to at least: receive an indicator to initiate payment for a transaction; in response to receiving the indicator, generate a cryptogram for the transaction; receive biometric data of a user; generate a biometric cryptographic key using the biometric data; encrypt the cryptogram using the biometric cryptographic key to generate a biometric encrypted cryptogram; and provide the biometric encrypted cryptogram to a point-of-sale (POS) system for authorization of the transaction.
A payment device, comprising:
A method, comprising:
A computer readable storage medium having instructions stored thereon that when executed by a processing system, direct the processing system to at least:
Dependencies are inferred from the claim text.