Multimodal interactive personal advisor system

A method comprising:

• retrieving, by user data circuitry, first user data associated with a user, wherein the user is associated with a first living location;
• retrieving, by external data circuitry, living location data associated with a set of living locations;
• facilitating, by multimodal interactive personal advisor (MIPA) management circuitry, a first interaction between the user and an MIPA model;
• extracting, by the MIPA model and based on the first interaction, a set of data features associated with the user;
• determining, by the MIPA model and based on the set of data features, second user data;
• determining, by the MIPA model and based on the first user data and the second user data, a financial status of the user;
• determining, by the MIPA model and based on the living location data associated with the set of living locations and the financial status of the user, a second living location for the user;
• and
• providing, by the MIPA management circuitry, an indication of the second living location to the user.

A non-transitory computer-readable medium storing instructions that, when executed by at least one processor, cause the at least one processor to:

• retrieve first user data associated with a user, wherein the user is associated with a first living location;
• retrieve living location data associated with a set of living locations;
• facilitate a first interaction between the user and a multimodal interactive personal advisor (MIPA) model;
• extract, based on the first interaction, a set of data features associated with the user;
• determine, based on the set of data features, second user data;
• determine, based on the first user data and the second user data, a financial status of the user;
• determine, based on the living location data associated with the set of living locations and the financial status of the user, a second living location for the user;
• and
• provide an indication of the second living location to the user.