Autonomously adaptable payment transactions and interfaces

Abstract

The disclosure is directed to automated systems and computer implemented methods to provide dynamic, adaptable and secure payment transaction interfaces are disclosed herein. In one aspect a method comprises receiving, by a client device, a data object that comprises a transaction request; executing, the data object, from an active application on the client device to trigger as a result of the executing, an adaptable transaction determination process, comprising determining, the active application that initiated the dynamic transaction interface; detecting, a default payment mechanism associated with the active application; and displaying, on the client device, the default payment mechanism on an adaptable transaction interface. The disclosed systems and methods allow for payments and other transactions to occur between a requesting party and recipient(s) of a transaction request via an adaptive smart interface that does not require applications to be installed or dedicated transaction accounts created on the recipient's device.

Dependencies are inferred from the claim text.