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AssigneeChime Financial, Inc.
InventorsAlexander Ivan Stone, Mitchell Ginsburg, Alexandre Benoit, Samarjith Jawaharlal Sathyanarayan
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The present disclosure relates to systems, non-transitory computer-readable media, and methods that utilize a multi-stage image processing approach to extract and analyze data from multiple check images at various stages of depositing mobile deposit checks. For instance, the disclosed systems can receive and process a first mobile check image of the front of a mobile deposit check to make a preliminary acceptance determination from extracted check image data. The disclosed systems further request, as a separate step from the first mobile check image, a second mobile check image of the back of the mobile deposit check. Based on the initial acceptance probability, the multi-step image processing system determines whether to require a restrictive endorsement in the second mobile check image and can extract and analyze data from the second mobile check image to determine a final acceptance probability.
A computer-implemented method, comprising:
A non-transitory computer-readable medium comprising instructions that, when executed by at least one processor, cause a computer system to:
A system comprising:
Dependencies are inferred from the claim text.