Silent push notification to authenticate clients

A system operable to enable a flagged transaction using a silent push notification, the system comprising:

• a computing processor;
• a trusted user device;
• and
• a server cloud;
• wherein the system is configured to:
• receive, by the computing processor, a request for the transaction;
• analyze, by the computing processor, the transaction to determine a security level;
• generate, by a machine learning model (“MLM”) on the computing processor, a first security score for the transaction, the first security score based on the security level;
• flag, by the computing processor, the transaction when the first security score is below a threshold security score;
• send, by the computing processor via the server cloud, a silent push notification to the trusted user device, the silent push notification including a notification payload, the notification payload including security data from the flagged transaction;
• receive, by a mobile device application (“MDA”) on the trusted user device, the silent push notification with the notification payload, the notification payload including a content-available key, the content-available key ensuring the MDA initializes from a dormant state when the content-available key is activated;
• check, by the MDA, that location permissions are activated on the MDA;
• verify, by the MDA, that a background MDA refresh is enabled;
• retrieve, by the MDA, user active profile data from location services on the trusted user device, the user active profile data including current location coordinates of the trusted user device, the current location coordinates including latitude and longitude coordinates;
• compare, by the computing processor, the user active profile data with a plurality of trusted locations, the plurality of trusted locations determined by artificial intelligence (“AI”);
• generate, by the MLM on the computing processor, a second security score based on a comparison of the user active profile data with the security data;
• in response to determining that the user active profile data matches at least one of the plurality of trusted locations, and the second security score is above the threshold security score, enable the flagged transaction to proceed by the computing processor;
• in response to determining that the user active profile data does not match at least one of the plurality of trusted locations, or the second security score is below the threshold security score, initiate additional verification steps by the computing processor;
• in response to determining that the additional verification steps passed, enable the flagged transaction to proceed by the computing processor;
• in response to determining that the additional verification steps failed, deny the flagged transaction to proceed by the computing processor;
• and
• notify the trusted user device, by the MDA, whether the flagged transaction was enabled or denied by the computing processor.