Systems and methods for point-of-sale resource transfers via a transfer service

A method comprising:

• providing, by a provider computing system of a provider, a graphical user interface including transfer service information associated with a merchant to a transaction processing device associated with a point of sale of the merchant, the transfer service information including a merchant identifier for the merchant and associated with a transfer service provided by a transfer service entity, the graphical user interface including the transfer service information embedded within a scannable code;
• receiving, by the provider computing system, the transfer service information and transaction information from a customer device of a customer, the transaction information corresponding to a transaction using the transaction processing device at the point of sale of the merchant;
• and
• in response to receiving the transfer service information and the transaction information, initiating, by the provider computing system, a transfer of resources from a customer account of the customer to a merchant account of the merchant based on the merchant identifier and the transaction information.

A transaction processing device comprising:

• one or more processing circuits including one or more processors and one or more memories having instructions stored thereon that, when executed by the one or more processors, cause the one or more processing circuits to:
• receive transfer service information of a merchant associated with the transaction processing device, the transfer service information including a merchant identifier for the merchant and associated with a transfer service provided by a transfer service entity;
• receive transaction information associated with a transaction at a point of sale from a merchant computing system of the merchant, the transaction information including a transaction identifier identifying the transaction;
• provide a customer with a plurality of selectable transaction options including a selectable transaction option that is selectable by the customer to utilize the transfer service to complete the transaction;
• in response to receiving a selection of the selectable transaction option, provide the transfer service information and the transaction information to a customer device of the customer;
• receive a notification indicating that a transfer of resources corresponding to the transaction has been completed, the notification including a confirmation transaction identifier;
• and
• verify that the transaction has been completed based on the transaction identifier matching the confirmation transaction identifier.