Systems and methods for identifying enhanced interpretation of data

A non-transitory computer-readable storage medium including executable instructions for use in identifying enhanced interpretation of certain data, which, when executed by at least one processor, cause the at least one processor to:

• in response to a request, retrieve, from a database, payment account related data, the payment account related data representative of payment account activity and limited to a scope, as defined in the request;
• calculate a divisor;
• retrieve at least one industry metric;
• calculate a divisor-based metric, based on the divisor and the retrieved at least one industry metric;
• input the calculated divisor-based metric to an generative AI model;
• and
• present an output, from the generative AI model, based on the divisor-based metric, in response to the request.

A system for use in identifying enhanced interpretation of certain data, the system comprising at least one computing device configured to:

• in response to a request, retrieve, from a database, reward redemption data, the reward redemption data representative of redemption of rewards for travel purchases and limited to a scope, as defined in the request;
• calculate a reward redemption divisor (RRD);
• retrieve at least one industry metric;
• calculate a RRD-based metric, based on the RRD and the retrieved at least one industry metric;
• input the calculated RRD-based metric to an generative AI model;
• and
• present an output, from the generative AI model, based on the RRD-based metric, in response to the request.