Money depositing and dispensing apparatus and method

A method of controlling a money depositing and dispensing apparatus configured to perform at least cash settlement, the method comprising:

• identifying a denomination of money deposited to a depositing port included in the money depositing and dispensing apparatus;
• storing denominations, numbers, and depositing order of pieces of money deposited during one checkout;
• determining whether the money depositing and dispensing apparatus is being operated by a customer or being operated by a store clerk;
• and
• on condition that the money depositing and dispensing apparatus is being operated by the customer, if pieces of money exceeding a predetermined value in number are deposited, returning the money deposited in excess of the predetermined value.

A point of sales (POS) terminal configured to perform at least cash settlement, the POS terminal comprising:

• an identification component configured to identify a denomination of money deposited to a depositing port included in the POS terminal;
• a storage component configured to store denominations, numbers, and depositing order of pieces of money deposited during one checkout;
• an operator determination component configured to determine whether the POS terminal is being operated by a customer or being operated by a store clerk;
• and
• a money return component configured to, on condition that the POS terminal is being operated by the customer, if pieces of money exceeding a predetermined value in number are deposited, return the money deposited in excess of the predetermined value.