US 2026/0017699 A1 · SYSTEMS AND METHODS FOR SECURE AND MONITORED PEER-TO-PEER ITEM EXCHANGE

Abstract

Systems, apparatuses, methods, and computer program products are disclosed for enhancing security of a peer-to-peer item exchange. An example method includes receiving a transfer message and generating an exchange transfer record, wherein the exchange transfer record comprises (a) the indication of the item, (b) an authentication status for the buyer, and (c) an authentication status for the seller. The example method further includes authenticating the buyer based on a buyer mobile driver's license (mDL) associated with the buyer and authenticating the seller based on a seller mDL associated with the seller. The example method further includes updating the exchange transfer record based on the authentication status of the buyer and the authentication status of the seller and providing the exchange transfer record.

Claims20

Dependent claims

A method for enhancing security of a peer-to-peer item exchange, the method comprising:

receiving, by communications hardware, a transfer message, wherein the transfer message comprises (a) an indication of an item to be exchanged, (b) an indication of a buyer, and (c) an indication of a seller;
generating, by exchange management circuitry, an exchange transfer record, wherein the exchange transfer record comprises (a) the indication of the item, (b) an authentication status for the buyer, and (c) an authentication status for the seller;
authenticating, by authentication circuitry, the buyer based on a buyer mobile driver's license (mDL) associated with the buyer;
authenticating, by the authentication circuitry, the seller based on a seller mDL associated with the seller;
updating, by the exchange management circuitry, the exchange transfer record based on the authentication status of the buyer and the authentication status of the seller;
and
providing, by the communications hardware, the exchange transfer record.

4 more elements

An apparatus for enhancing security of a peer-to-peer item exchange, the apparatus comprising:

communications hardware configured to receive a transfer message, wherein the transfer message comprises (a) an indication of an item to be exchanged, (b) an indication of a buyer, and (c) an indication of a seller;
exchange management circuitry configured to generate an exchange transfer record, wherein the exchange transfer record comprises (a) the indication of the item, (b) an authentication status for the buyer, and (c) an authentication status for the seller;
and
authentication circuitry configured to:
authenticate the buyer based on a buyer mobile driver's license (mDL) associated with the buyer, and
authenticate the seller based on a seller mDL associated with the seller,
wherein the exchange management circuitry is further configured to update the exchange transfer record based on the authentication status of the buyer and the authentication status of the seller, and
wherein the communications hardware is further configured to provide the exchange transfer record.

5 more elements

Dependencies are inferred from the claim text.

Systems and methods for secure and monitored peer-to-peer item exchange

Life of this patent

Systems and methods for secure and monitored peer-to-peer item exchange

Life of this patent

Abstract

Claims20