Systems and methods for anonymizing location data and data shredding

A method for anonymizing user location information, the method comprising:

• determining and maintaining, by a provider computing system, a plurality of geospatial areas of interest;
• providing, by the provider computing system, a plurality of provider institution client applications to a plurality of user devices;
• causing, by the provider computing system responsive to transmitting a plurality of keys to the plurality of user devices, the plurality of user devices to generate a plurality of unique values using the plurality of keys:
• based on a successful authentication into a provider institution client application of the plurality of provider institution client applications, receiving, by the provider computing system, a data packet including a unique value of the plurality of unique values and a current location of a user device of the plurality of user devices associated with the provider institution client application that was successfully authenticated into, the unique value generated by the user device using a first key of the plurality of keys previously transmitted by the provider computing system, the unique value void of personally identifiable information regarding a user associated with the user device, and the unique value decryptable using the first key of the plurality of keys previously transmitted by the provider computing system;
• matching, by the provider computing system, the current location of the user device to a geospatial area of interest of the plurality of geospatial areas of interest based on determining that the current location of the user device is within the geospatial area of interest;
• incrementing, by the provider computing system, a counter regarding an occupancy of the geospatial area of interest based on the match;
• determining, by the provider computing system responsive to receiving the unique value, that a number of uses of the unique value exceeds a threshold;
• and
• transmitting, by the provider computing system, a second key to the user device that causes the user device to:
• delete the first key from the user device;
• and
• generate a second unique value using the second key.

A system, comprising:

• a provider computing system comprising a network interface and a processing circuit, the network interface structured to facilitate communication with a plurality of user devices via a network, the processing circuit comprising a processor and a memory storing instructions that, when executed by the processor, cause the processing circuit to:
• determine a plurality of geospatial areas of interest;
• cause, responsive to transmission of a plurality of keys to the plurality of user devices, the plurality of user devices to generate a plurality of unique values using the plurality of keys:
• receive, from a user device of the plurality of user devices, a data packet including a unique value of the plurality of unique values and location information regarding a location of the user device of the plurality of user devices based on a successful authentication into a provider institution client application of the user device, the unique value generated by the user device using a first key of the plurality of keys previously transmitted by the provider computing system, the unique value void of any personally identifiable information regarding a user associated with the user device, and the unique value decryptable using the first key of the plurality of keys previously transmitted by the provider computing system;
• verify the unique value generated by the user device of the plurality of user devices;
• sort the location information regarding the location of the user device to correlate the location information regarding the location of the user device to a geospatial area of interest of the plurality of geospatial areas of interest;
• increment an occupancy counter for the geospatial area of interest based on the location information regarding the location of the user device to track occupancy in the geospatial area of interest;
• determine, responsive to verifying the unique value, that a number of uses of the unique value exceeds a threshold;
• and
• transmit a second key to the user device that causes the user device to:
• delete the first key from the user device;
• and
• generate a second unique value using the second key.