Systems and methods for sharing a virtual card

A first computing device comprising:

• one or more sensors;
• one or more processors;
• memory in communication with the one or more processors and storing instructions that are configured to cause the first computing device to:
• generate a first graphical user interface indicating for a first user to select configuration information associated with an account of the first user comprising predebited virtual card information, a card amount, and one or more stored gestures;
• display, the first graphical user interface on a display;
• receive, from the first user, the configuration information;
• receive, from the one or more sensors, first gesture data;
• determine, that the first gesture data matches a stored gesture of the one or more stored gestures;
• responsive to determining that the first gesture data matches the stored gesture:
• transmit, to a second computing device associated with a second user, the predebited virtual card information;
• and
• transmit, to a server, the predebited virtual card information comprising the card amount to be charged to the account.

A computing device of a first user comprising:

• one or more processors;
• memory in communication with the one or more processors and storing instructions that are configured to cause the computing device to:
• receive, from a card associated with an account of a second user, predebited virtual card information comprising an amount;
• send, to a server, the predebited virtual card information for activating a predebited virtual card associated with the predebited virtual card information;
• receive, from the server, authorization information regarding the amount;
• generate a first graphical user interface showing the predebited virtual card information, the authorization information, and the amount;
• display the first graphical user interface on a display;
• receive, from a first terminal, a first transfer request;
• and
• transmit, to the first terminal, a first transfer authorization.