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US 2025/0148868 A1Published application
System and method for transferring funds from a financial institution device to a cashless wagering account accessible via a mobile device
AssigneeIgt
InventorsSina Miri, Erik B. Petersen, Kevin Higgins, Dwayne A. Davis, Matthew Levin
Life of this patent
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Abstract
Systems and methods for transferring funds from a financial institution account to a cashless wagering account and then to an electronic gaming machine without utilizing any physical forms of currency.
Claims20
A device comprising:
- a processor;
- and
- a memory device that stores a plurality of instructions, that when executed by the processor, cause the processor to:
- capture:
- data associated with a financial institution account,
- user authentication data associated with the financial institution account, and
- data associated with a fund transfer amount,
- receive data associated with a financial institution confirmation of an availability of the fund transfer amount in the financial institution account,
- receive data associated with a cashless wagering account and authentication data associated with the cashless wagering account, and
- communicate, via a network, to a server of a cashless wagering system, each of the data associated with the cashless wagering account, the authentication data associated with the cashless wagering account and the data associated with the fund transfer amount, wherein a balance of the cashless wagering account is modified based on the fund transfer amount.
7 more elements
A device comprising:
- a housing;
- a card reader supported by the housing;
- an input device supported by the housing;
- a wireless interface supported by the housing;
- a processor supported by the housing;
- and
- a memory device that stores a plurality of instructions, that when executed by the processor, cause the processor to:
- capture, via the card reader, data associated with a financial institution account from a financial institution card,
- receive, via at least one of the input device and the wireless interface, user authentication data associated with the financial institution account,
- receive, via at least one of the input device and the wireless interface, data associated with an amount of funds, and
- following a receipt, via a financial institution network and from a server of a financial institution that maintains the financial institution account, of data associated with a financial institution confirmation of an availability of the amount of funds in the financial institution account, communicate, to a server of a cashless wagering system and via a cashless wagering system application programming interface, data that results in a modification, based on the amount of funds, of a balance of a cashless wagering account, wherein following the modification of the balance of the cashless wagering account, at least part of amount of funds are transferrable, via a gaming establishment data network, to a credit balance of an electronic gaming machine.
8 more elements
A method of operating a device, the method comprising:
- capturing, via a processor:
- data associated with a financial institution account,
- user authentication data associated with the financial institution account, and
- data associated with a fund transfer amount,
- receiving data associated with a financial institution confirmation of an availability of the fund transfer amount in the financial institution account,
- receiving data associated with a cashless wagering account and authentication data associated with the cashless wagering account, and
- communicating, via a network, to a server of a cashless wagering system, each of the data associated with the cashless wagering account, the authentication data associated with the cashless wagering account and the data associated with the fund transfer amount, wherein a balance of the cashless wagering account is modified based on the fund transfer amount.
4 more elements
Dependencies are inferred from the claim text.