Systems and methods for user verification via short-range transceiver

A method for card verification, comprising:

• establishing a database storing user identifier information for a plurality of contactless cards;
• receiving, via a network, a card verification request to verify a contactless card, the card verification request generated in response to entry by the contactless card into a short-range communication field, the card verification request accompanied by first type data read from the contactless card and by second type data read from the contactless card, wherein the contactless card is associated with a user;
• determining a first user identifier based on the first type data;
• determining a second user identifier based on the second type data;
• determining whether the first user identifier and the second user identifier both correspond to the contactless card associated with the user;
• and
• transmitting, via the network, a card verification message.

A method for card verification, comprising:

• establishing a database storing user identifier information for a plurality of contactless cards;
• providing a contactless card configured for data communication via near field communication (NFC), the contactless card comprising a processor and a memory, the memory storing NFC data exchange format (NDEF) data, Europay Mastercard Visa (EMV) data, a first applet configured to provide the NDEF data responsive to an NDEF read request, and a second applet configured to provide the EMV data responsive to an EMV read request, wherein the contactless card is associated with a user;
• and
• providing a server in communication with the contactless card via a network, the server configured to receive the NDEF data and the EMV data and transmit a card verification message, the card verification message based on determining whether a first user identifier associated with the NDEF data and a second user identifier associated with the EMV data both correspond to the contactless card associated with the user.