Clearing method and system using artificial intelligence
AssigneeVisa International Service Association
InventorsMichael Mori, Gourab Basu, Austin Jones, Catherine Jing
Life of this patent
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Abstract
A method is disclosed. It includes receiving, by a clearing system comprising an artificial intelligence model, a clearing file comprising a plurality of clearing records. It also includes inputting the clearing records into the artificial intelligence model, and then determining, by the artificial intelligence model, predictions relating to the clearing records. It also includes providing the predictions to an authorizing entity computer. The authorizing entity computer performs actions based on the predictions.
Claims20
A method comprising:
- receiving, by a clearing system comprising an artificial intelligence model, a clearing file comprising a plurality of clearing records;
- inputting, by the clearing system, the clearing records into the artificial intelligence model;
- determining, by the artificial intelligence model, predictions relating to the clearing records;
- and
- providing, by the clearing system, the predictions to an authorizing entity computer, whereby the authorizing entity computer performs actions based on the predictions.
A clearing system comprising:
- one or more processors;
- and
- one or more computer readable media comprising code executable by the one or more processors to perform a method comprising:
- receiving a clearing file comprising a plurality of clearing records;
- inputting the clearing records into an artificial intelligence model;
- determining predictions relating to the clearing records;
- and
- providing the predictions to an authorizing entity computer, wherein the authorizing entity computer performs an action based on the predictions.
A data processing system comprising:
- a clearing system comprising,
- one or more processors, and
- one or more computer readable media comprising code executable by the one or more processors to perform a method comprising,
- receiving a clearing file comprising a plurality of clearing records,
- inputting the clearing records into an artificial intelligence model,
- determining predictions relating to the clearing records, and
- providing the predictions to an authorizing entity computer, whereby the authorizing entity computer performs an action based on the predictions;
- and
- the authorizing entity computer.
Dependencies are inferred from the claim text.