Burnish-resistant glass laminate with buried interference layer

A cover glass comprising:

• a glass sheet;
• an interference layer disposed on the glass sheet, the interference layer having a first layer with a first optical constant and a second layer with a second optical constant, wherein the first optical constant is different than the second optical constant;
• and
• a hard-coat layer disposed on the interference layer and having a hardness that is greater than the glass sheet.

A method of forming a transparent substrate, the method comprising:

• providing a glass sheet;
• depositing a gradient layer on the glass sheet;
• depositing an intermediate hard-coat layer on the gradient layer, wherein the gradient layer transitions from a composition of the glass sheet to a composition of the intermediate hard-coat layer;
• depositing an interference layer on the intermediate hard-coat layer, the interference layer having a first layer with a first optical constant and a second layer with a second optical constant, wherein the first optical constant is different than the second optical constant;
• and
• depositing a hard-coat layer on the interference layer, wherein a hardness of the hard-coat layer is greater than a hardness of the glass sheet.