Mitigation of transaction delay risk

A method comprising:

• receiving transaction data associated with a transaction, the transaction data including at least a transaction amount;
• obtaining transfer credentials associated with a value transfer card;
• sending a request for a pre-authorization hold of the transaction amount using the transfer credentials;
• initiating a timer;
• monitoring a blockchain address for receipt of cryptocurrency associated with the transaction;
• and
• when the cryptocurrency is received prior to an expiration of a time period associated with the timer:
• releasing at least a portion of the pre-authorization hold.

A non-transitory computer readable storage medium comprising processor-executable instructions which, when executed, configure a processor to:

• receive transaction data associated with a transaction, the transaction data including at least a transaction amount;
• obtain transfer credentials associated with a value transfer card;
• send a request for a pre-authorization hold of the transaction amount using the transfer credentials;
• initiate a timer;
• monitor a blockchain address for receipt of cryptocurrency associated with the transaction;
• when the cryptocurrency is received prior to an expiration of a time period associated with the timer:
• release at least a portion of the pre-authorization hold;
• and
• when the cryptocurrency is not received prior to the expiration of the time period associated with the timer:
• settle the pre-authorization hold.