Methods, apparatus, and systems for providing a champion peer journey recommendation and a value tracking system to a querying user

A computerized system for providing a champion peer journey recommendation to a querying user, comprising:

• a database comprising a listing of users and corresponding explicit profile information and implicit profile information for each of the users, the explicit profile information comprising information input by or on behalf of the user and the implicit profile information comprising information obtained from the user's product interactions;
• a plurality of user interfaces in communication with the database enabling inputting of user information and the product interactions;
• a computer processor in communication with the user interfaces and the database for:
• determining one or more user initiatives for each user based on at least one of the explicit profile and the implicit profile of the corresponding user;
• determining peer connections for a querying user from among the users based on comparisons of the explicit profiles, the implicit profiles, and the user initiatives of the users and of the querying user;
• ranking the users for which peer connections have been determined;
• determining a champion peer which comprises a peer connected user having a highest ranking;
• and
• providing a product interaction journey for the querying user based upon identified products consumed by the champion peer that align with the one or more user initiatives of the querying user, the product interaction journey comprising a timeline for the querying user to consume the identified products.