System and method for providing an improved payment process over a wireless link

A method comprising:

• establishing, via a wireless link, a communication between a wireless communication device and a user device, the communication being associated with a purchase for a product by a user;
• transmitting, over the wireless link and via a protocol for enabling the purchase and that is used to exchange user payment data and data for navigation or input, a signal to the user device to initiate a payment process on the user device to make the purchase, wherein the signal is configured to cause the user device, automatically and without any other user interaction based on the data for navigation or input, to be placed in a state of being configured to next receive a confirmation from the user to finalize the purchase;
• receiving, via the wireless link, from the user device and at the wireless communication device, the user payment data to make the purchase, wherein the user payment data is obtained based on the user device:
• (1) receiving the confirmation from the user to finalize the purchase;
• (2) retrieving, based on the confirmation, the user payment data from a memory of the user device;
• (3) providing, as part of the payment process, an indication on a display of the user device regarding a status of the payment process;
• and (4) transmitting, according to the protocol for enabling the purchase, the user payment data to the wireless communication device;
• and
• transmitting, to the user device and via the wireless link, a payment confirmation upon completion of the payment process.

A method comprising:

• establishing, via a wireless link, a communication between a wireless communication device and a user device, the communication being associated with a purchase for a product by a user;
• transmitting, over the wireless link and via a protocol for enabling the purchase that is used to exchange user payment data and data for navigation or input, a signal to the user device to cause the user device, automatically to be configured, based on the data for navigation or input, to next receive a confirmation from the user to finalize the purchase without any user interaction other than the confirmation;
• receiving, via the wireless link, from the user device and at the wireless communication device, the user payment data to make the purchase, wherein the user payment data is obtained based on the user device:
• (1) receiving the confirmation from the user to finalize the purchase;
• (2) retrieving, based on the confirmation, the user payment data from a memory of the user device;
• (3) providing, as part of the purchase, an indication on a display of the user device regarding a status of the purchase;
• and (4) transmitting, according to the protocol for enabling the purchase, the user payment data to the wireless communication device;
• and
• transmitting, to the user device and via the wireless link, a payment confirmation upon completion of the purchase.